
2965 Rue De Latour
Ctop 80%Bonsall, CA 92003
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$5,794/mo full cashflow at 20% down, 7.43% rate.
Works at $394,579 (66% under asking), or at 93% down.
Rent $4,485/mo from 4 leases of 2–4 bed houses in 92003 ($3,900–$4,134).
Beds
3
Baths
2
Sqft
1,942
Year Built
2024
Days on Market
94
Property Type
Single Family
HOA/mo
$423
MLS ID
NDP2607498
This property is in Bonsall (92003). Browse neighborhood analytics →
About This Property
Modern luxury meets effortless Single-Level living in this stunning, nearly new 2024 residence, ideally situated within the exclusive gated enclave of Provence at The Havens in the scenic foothills of Bonsall. Offering 3 bedrooms, an open-concept design, and an abundance of natural light, this beautifully upgraded home blends sophisticated style with everyday comfort. Designed for seamless indoor-outdoor living, the spacious great room flows into a gourmet kitchen featuring a large center marble-island, premium finishes, and a covered California Room—perfect for entertaining or relaxing year-round. The luxurious primary suite overlooks the serene backyard and California Room and offers a spa-inspired bath with a soaking tub, walk-in shower, and generous walk-in closet. Loaded with premium upgrades and designer touches throughout, this smart, energy-efficient home includes owned solar and shows like a model. Outside, the professionally landscaped, low-maintenance backyard features fruit trees, thoughtfully selected greenery, a drip irrigation system, and inviting spaces for dining, entertaining, or simply unwinding. Located within The Havens master-planned community, residents enjoy a lifestyle centered around wellness and nature, with scenic walking trails, breathtaking mountain and hillside views, and access to the Havens Country Club amenities including the Aquatic Center featuring a resort-style pool, spa, and fitness center + pickleball & tennis courts. Positioned across from The Havens Country Club, minutes to the 15 freeway and short drive to Oceanside & Carlsbad, this exceptional home offers the rare opportunity to enjoy luxury, convenience, and the peace of mind that comes with newer construction— One of the few resale opportunities available, this exceptional single-level home is your chance to own in one of the area's most sought-after new communities. Don't miss the opportunity to make this beautiful home your own.
Mortgage Calculator
Est. Monthly Payment
$8,290
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$4,485
Comp Average
$4,267
5625 Lake Vista Drive
3bd / 2.5ba · 2,435 sqft · Single Family
$949K
Est. $4,308/mo
5935 Redondo Dr.
4bd / 3ba · 1,822 sqft · Single Family
$1000K
Est. $3,866/mo

6944 West Lilac
2bd / 2ba · 2,114 sqft · Single Family
$1.38M
Est. $4,628/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases of 2–4 bed houses in 92003 · $3,900–$4,134
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,794/mo short at 20% down; 93% down or +$7,525/mo rent closes it.
- Break-even price
- $394,579
- Break-even rent
- $12,010/mo
- Cashflow at 35% down
- −$4,597/mo
- Down payment to break even
- 93%
- Rate to break even
- Not reachable
66% under asking
$7,525/mo above the estimate
$1,068,570 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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