3227 Mercer
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3227 Mercer

C

San Diego, CA 92122

$1,799,000
NEW — 1d

Soft Appraisal Value: $1,675,100 · 7.4% above estimate

Beds

4

Baths

2

Sqft

1,754

Year Built

1967

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015226SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Welcome to this beautifully reimagined 4-bedroom, 2-bath residence in the heart of highly sought-after University City. Thoughtfully renovated from top to bottom, this stunning home seamlessly blends modern design with everyday functionality. The show-stopping kitchen features custom cabinetry, designer finishes, and a striking tile backsplash that serves as the centerpiece of the open-concept living space. Custom tile work throughout the home creates a cohesive and elevated aesthetic, while abundant natural light enhances the warm and inviting atmosphere. Enjoy spacious living areas, beautifully updated bathrooms, and effortless indoor-outdoor flow ideal for both entertaining and everyday living. This turnkey property offers the perfect balance of comfort, style, and convenience. Ideally located near top-rated schools, parks, shopping, dining, UCSD, UTC, major freeways, and some of San Diego’s most beautiful beaches, University City is known for its central location and exceptional lifestyle. Move-in ready and designed to impress, this is Southern California living at its finest!

Mortgage Calculator

Est. Monthly Payment

$11,420

Principal & Interest$9,097
Property Tax$1,799
Insurance$525
%($359,800)
%

Location

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Investment Score

4D
Est. Monthly Rent
$5,720
Monthly Cashflow

Rent − PITIA

$-5,701
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,515

Mortgage (P+I)
$9,097
Cap Rate
0.39%
Cash-on-Cash
-28.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$16,779

NOI (Annual)
$6,975
Price-to-Rent

Lower = better for investors

26.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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