455 Bancroft
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455 Bancroft

C

Escondido, CA 92027

$629,000
NEW — 0d

Beds

2

Baths

2

Sqft

1,406

Year Built

1982

Days on Market

0

Property Type

Condo

HOA/mo

$334

MLS ID

26789839

This property is in Escondido (92027). View neighborhood stats →

About This Property

This two-story, end-unit townhome with 2 bedrooms, 2 bathrooms, and a 2-car garage offers a comfortable and well-designed layout. The first floor features a living room with high ceilings, a gas-burning fireplace, and multiple windows that bring in natural light.With a bedroom and full bathroom on each level, the floor plan provides flexibility for a variety of living arrangements. Recent upgrades include a new water heater, HVAC system, dishwasher, and gas stove with hood.A private back patio creates an easy indoor-outdoor connection and sits adjacent to the community amenities, including the pool, spa, and clubhouse.The monthly HOA covers exterior building maintenance, landscaping, water, sewer, trash, and limited insurance. Conveniently located just minutes from nearby shops, restaurants, and two grocery stores, the home also offers quick access to local schools, including Glen View Elementary, Hidden Valley Middle, and Orange Glen High.A well-positioned opportunity in a highly accessible location.

Mortgage Calculator

Est. Monthly Payment

$4,327

Principal & Interest$3,181
Property Tax$629
Insurance$183
HOA$334
%($125,800)
%

Location

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Investment Score

31C
Est. Monthly Rent
$2,725
Monthly Cashflow

Rent − PITIA

$-1,602
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,752

Mortgage (P+I)
$3,181
Cap Rate
0.82%
Cash-on-Cash
-26.26%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$6,300

NOI (Annual)
$5,137
Price-to-Rent

Lower = better for investors

19.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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