
31463 Lake Vista Circle
Dbottom 20%Bonsall, CA 92003
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$15,162/mo full cashflow at 20% down, 7.43% rate.
Works at $775,937 (72% under asking), or at all cash.
Rent $7,973/mo from 5 leases of houses in 92003, size-adjusted ($5,150–$5,652).
Beds
4
Baths
3
Sqft
3,737
Year Built
2024
Days on Market
120
Property Type
Single Family
HOA/mo
$180
MLS ID
NDP2606679
This property is in Bonsall (92003). Browse neighborhood analytics →
About This Property
Newly constructed in 2024, this exceptionally designed custom hilltop estate located within the coveted Lake Vista Estates blends modern home-building advances and timeless Mediterranean style reminiscent of the rolling hills of Tuscany. Perched atop a gently sloping 2-acre usable lot, this 4-bedroom & 3-bathroom, single-level home offers panoramic southwest-facing views to enjoy the best of Southern California sunsets all year round. As you enter, you are greeted by exposed wood beam ceilings and warm-toned tile flooring. The great room is highlighted by a custom stone fireplace, modern media wall, and distant valley views. The designer kitchen features chic Taj Mahal kitchen countertops, two-tone cabinetry, Dacor range and convection oven, Subzero built-in refrigerator, plentiful counter space, and two sinks, including one on the center island. Across from the kitchen is a glass-door-enclosed room for wine storage and a dry bar. The primary suite includes a soaking tub, dual vanity with custom under-cabinet lighting, walk-in tile shower, along with his/hers walk-in closets. Each additional guest bedroom and bathroom contains its own unique style, from hand-picked subway tile to custom vanities — no detail was overlooked. The spacious lot offers numerous possibilities, including room for a guest house or ADU, tennis or pickleball court, vineyard, and more. The lower level accounts for roughly one acre of land and currently offers a variety of fruit trees, including avocado, lemon, lime, orange, and peach. Additional luxury features include a custom multi-layer tile roofing system, 4-car garage with epoxy-coated flooring and custom cabinetry, Pebbletec pool & spa with Pentair pump/heater, paid-for solar, SynLawn artificial turf, 2 tankless water heaters and a water filtration system, CAT 6 wiring, a pre-wired security camera system, and a tech room for outdoor audio and Wi-Fi.
Mortgage Calculator
Est. Monthly Payment
$19,009
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$7,973
Comp Average
$6,007
30330 Via Maria Elena
3bd / 4.5ba · 4,053 sqft · Single Family
$2.00M
Est. $7,392/mo

31418 Calle De Talar
5bd / 4ba · 4,007 sqft · Single Family
$1.85M
Est. $5,734/mo
30410 Calle La Reina
4bd / 4ba · 3,512 sqft · Single Family
$2.37M
Est. $5,368/mo
31396 Lake Vista Circle
4bd / 3.5ba · 4,018 sqft · Single Family
$2.15M
Est. $5,742/mo
7017 Via Mariposa Sur
4bd / 4ba · 4,100 sqft · Single Family
$3.67M
Est. $5,800/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
5 leases of houses in 92003, size-adjusted · $5,150–$5,652
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% above what comparable homes leased for ($5,537). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$15,162/mo short at 20% down; 100% down or +$19,691/mo rent closes it.
- Break-even price
- $775,937
- Break-even rent
- $27,664/mo
- Cashflow at 35% down
- −$12,297/mo
- Down payment to break even
- 100%
- Rate to break even
- Not reachable
72% under asking
$19,691/mo above the estimate
$2,750,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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