30410 Calle La Reina
1 / 20

30410 Calle La Reina

Dbottom 20%

Bonsall, CA 92003

$2,365,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$14,131/mo full cashflow at 20% down, 7.43% rate.

Works at $525,171 (78% under asking); even all cash loses money at asking.

Rent $5,368/mo from 5 leases of houses in 92003, size-adjusted ($4,992–$5,479).

Beds

4

Baths

4

Sqft

3,512

Year Built

1974

Days on Market

92

Property Type

Single Family

HOA/mo

$100

MLS ID

260019559SD

This property is in Bonsall (92003). Browse neighborhood analytics →

Virtual Tour

About This Property

HILLTOP ESTATE | 4 ACRES | PANORAMIC OCEAN & MOUNTAIN VIEWS | SALTWATER POOL & SPA Perched atop a private Bonsall neighborhood, this exceptional single-level estate offers expansive usable land, privacy, panoramic views, and resort-style living. Set on 4 fully fenced and gated acres, the mostly flat hilltop property captures sweeping vistas from the surrounding mountains to the Pacific Ocean. The thoughtfully designed 3,500+ sq. ft. home features four spacious en-suite bedrooms, vaulted ceilings, abundant natural light, and a flexible bonus room with kitchenette—ideal for guests, a home office, recreation, or multigenerational living. The chef’s kitchen opens to the main living spaces and takes full advantage of the dramatic views. Outside, enjoy a private resort with saltwater pool and spa, generous entertaining areas, and room to create the estate you envision. The acreage offers areas for potential future improvements and room for equestrian use (buyer to verify). Additional highlights include a three-car garage with new epoxy flooring, 40-foot storage container, terraced garden, and areas prepared with a future orchard in mind. Gated grounds provide privacy while maintaining convenient access to nearby amenities. Located near Bonsall Elementary School and Bonsall Community Park, with convenient access to local schools, recreation, and amenities. A rare opportunity to own a private hilltop estate where panoramic views, usable acreage, resort-style amenities, and future potential come together in one extraordinary property.

Mortgage Calculator

Est. Monthly Payment

$16,293

Principal & Interest$13,139
Property Tax$2,365
Insurance$690
HOA$100
%($473,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$5,368

5 leases of houses in 92003, size-adjusted · $4,992–$5,479

Monthly Cashflow

Rent − PITIA

-$10,926
Full Cashflow

Incl. vacancy, PM, maint, capex

-$14,131

What would make this work?

$14,131/mo short at 20% down; +$18,352/mo rent closes it.

Break-even price

78% under asking

$525,171
Break-even rent

$18,352/mo above the estimate

$23,720/mo
Cashflow at 35% down
−$11,668/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$13,139
Cap Rate
-0.37%
Cash-on-Cash
-35.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.33

NOI (Annual)
-$8,689
Price-to-Rent

Lower = better for investors

36.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
DCashflow−$14,131/mo