7017 Via Mariposa Sur
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7017 Via Mariposa Sur

Dbottom 20%

Bonsall, CA 92003

$3,675,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$24,030/mo full cashflow at 20% down, 7.43% rate.

Works at $546,371 (85% under asking); even all cash loses money at asking.

Rent $5,800/mo from 5 leases of houses in 92003, size-adjusted ($5,394–$5,920).

Beds

4

Baths

4

Sqft

4,100

Year Built

1977

Days on Market

239

Property Type

Single Family

HOA/mo

$270

MLS ID

NDP2602468

This property is in Bonsall (92003). Browse neighborhood analytics →

Virtual Tour

About This Property

Located within the exclusive gate-guarded equestrian community of Saratoga Estates, this fully renovated contemporary California ranch estate sits on approximately 3.81 acres and offers an exceptional blend of modern living and professional equestrian amenities. The home was taken down to the studs and thoughtfully remodeled approximately one year ago, featuring a bright open layout with 3 bedrooms, 4 full bathrooms, a flexible office/gym space, and an additional retreat room. The property also features a pool and spa, along with multiple outdoor spaces designed for relaxation and entertaining. A studio guest house provides ideal accommodations for guests, staff, or visiting trainers. Designed for the serious equestrian, the property offers 12 stalls across two barns, including a 10-stall main barn with automatic waterers, stall mattress systems, and a wash rack with hot and cold water. Training facilities include a full-size laser-leveled dressage court with premier footing, a 4-horse Eurociser, 40' round pen, and five gated sand paddocks and one large grass paddock for organized turnout. The grounds also feature multiple outdoor entertaining and relaxation areas, thoughtfully positioned to capture sweeping views of the surrounding rolling hills while overlooking the estate’s equestrian amenities—creating the perfect setting to unwind and enjoy sunset views over the arena and paddocks. With a dedicated well for horses and irrigation, city water for the residence, and direct access to the community trail system, this property offers a rare opportunity for luxury equestrian living in one of the area’s premier gated horse communities.

Mortgage Calculator

Est. Monthly Payment

$25,433

Principal & Interest$20,416
Property Tax$3,675
Insurance$1,072
HOA$270
%($735,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$5,800

5 leases of houses in 92003, size-adjusted · $5,394–$5,920

Monthly Cashflow

Rent − PITIA

-$19,633
Full Cashflow

Incl. vacancy, PM, maint, capex

-$24,030

What would make this work?

$24,030/mo short at 20% down; +$31,207/mo rent closes it.

Break-even price

85% under asking

$546,371
Break-even rent

$31,207/mo above the estimate

$37,007/mo
Cashflow at 35% down
−$20,202/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$20,416
Cap Rate
-1.09%
Cash-on-Cash
-39.23%
DSCR

Need ≥ 1.25 for DSCR loan

0.23

NOI (Annual)
-$39,882
Price-to-Rent

Lower = better for investors

52.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$24,030/mo