30330 Via Maria Elena
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30330 Via Maria Elena

Ctop 80%

Bonsall, CA 92003

$1,995,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$9,756/mo full cashflow at 20% down, 7.43% rate.

Works at $724,864 (64% under asking), or at 91% down.

Rent $7,392/mo from 4 leases of 2–4 bed houses in 92003 ($5,634–$5,972).

Beds

3

Baths

4.5

Sqft

4,053

Year Built

2000

Days on Market

84

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2607762

This property is in Bonsall (92003). Browse neighborhood analytics →

Virtual Tour

About This Property

Privately positioned above the valley on 4.4 landscaped acres in Hialeah Rancho Estates, this updated single-story residence offers sweeping views of rolling hills, Moody Creek Vineyards, and the surrounding countryside. The elevated setting provides a rare sense of quiet and privacy, with views enjoyed from the main living areas, primary bedroom, and throughout the property. Fleetwood doors and windows connect the updated interiors to multiple outdoor sitting and dining areas, creating an ideal setting for alfresco meals, entertaining, or simply taking in the peaceful surroundings. A 40-foot saltwater infinity pool and spa appear to disappear into the horizon, making the views the center of the outdoor experience. Inside, the remodeled kitchen features black granite countertops, a large center island, and Café appliances. The private primary suite includes direct outdoor access, a spa-style bath with a soaking tub and dual rain showers, and an oversized custom closet. Two additional en-suite bedrooms, a bonus room, and a built-in home office provide plenty of space for guests and everyday living. The grounds also feature 400 dragon fruit trees, garden paths, secluded seating areas, and new exterior lighting. Additional updates include a whole-house generator, dual-zone HVAC, integrated indoor and outdoor speakers, and a three-car garage with epoxy floors and an EV hookup.

Mortgage Calculator

Est. Monthly Payment

$13,785

Principal & Interest$11,083
Property Tax$1,995
Insurance$582
HOA$125
%($399,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

10C
Est. Monthly Rent
$7,392

4 leases of 2–4 bed houses in 92003 · $5,634–$5,972

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($5,826). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$6,393
Full Cashflow

Incl. vacancy, PM, maint, capex

-$9,756

What would make this work?

$9,756/mo short at 20% down; 91% down or +$12,670/mo rent closes it.

Break-even price

64% under asking

$724,864
Break-even rent

$12,670/mo above the estimate

$20,062/mo
Cashflow at 35% down
−$7,678/mo
Down payment to break even

$1,815,450 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$11,083
Cap Rate
1.02%
Cash-on-Cash
-29.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$20,363
Price-to-Rent

Lower = better for investors

22.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$9,756/mo