
3142 Calle Osuna
Btop 30%Oceanside, CA 92056Neighborhood: Mira Costa
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,781/mo full cashflow at 20% down, 7.36% rate.
Works at $321,063 (53% under asking), or at 79% down.
Rent $3,187/mo from 13 leases of 1–3 bed condos & townhomes within 2 mi ($3,027–$3,651).
Beds
2
Baths
2
Sqft
1,277
Year Built
1973
Days on Market
0
Property Type
Townhouse
HOA/mo
N/A
MLS ID
NDP2609790
This property is in Oceanside (92056). View neighborhood stats →
About This Property
A RARE FIND IN COSTA SERENA! Discover a truly distinctive home that stands apart from the typical floor plans found in this desirable Oceanside 55+ community. Offering approximately 1,277 SQ. FT., this spacious 2-bedroom, 2-bathroom residence features an unusually generous layout, VAULTED CEILINGS, and exceptional indoor-outdoor living. A major highlight is the CITY-PERMITTED 450 SQ. FT. ADDITION, featuring an expanded primary bedroom, private bathroom, and spacious great room. The City of Oceanside final building inspection PASSED on May 22, 2014! The oversized primary suite offers plenty of room to relax, along with its own private bathroom and WALK-IN CLOSET. The second bedroom also has access to its own full bathroom, making it ideal for visiting family and guests. The spacious living room and vaulted ceilings create an open, airy atmosphere rarely found in Costa Serena. The UPGRADED KITCHEN features newer cabinetry, countertops & Appliances. Additional highlights include BRAND-NEW INTERIOR PAINT, BRAND-NEW LAMINATE FLOORING Throughout, central air conditioning, and DOUBLE-PANE Windows. FRENCH DOORS open from the home to a Private Backyard creating a wonderful connection between indoor and outdoor living. Situated on an attractive CORNER LOT, the outdoor spaces are equally inviting. The private backyard features pavers throughout, a retaining wall, and a charming DECORATIVE WATERFALL. The beautifully landscaped front yard offers its own distinctive touch with a decorative rolling-ball water feature and TIMED LIGHTING. Experience the best of OCEANSIDE living, approximately 15 minutes by car from the ocean, with shopping, restaurants, and everyday conveniences nearby. And an added bonus: NO HOA DUES! Come see what makes this COSTA SERENA home so special. Schedule your showing today!
Mortgage Calculator
Est. Monthly Payment
$4,664
Location
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Zoned Schools
Elementary
Christa McAuliffe Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,187
Comp Average
$3,370
2345 Rancho Del Oro Road
3bd / 2ba · 1,297 sqft · Condo
$660K
Est. $3,822/mo
3564 Paseo De Los Californianos
2bd / 2ba · 1,093 sqft · Condo
$550K
Est. $3,136/mo
3614 Harvard Drive
2bd / 1.5ba · 1,178 sqft · Townhouse
$568K
Est. $3,067/mo

3517 Cameo
3bd / 2ba · 1,297 sqft · Condo
$699K
Est. $3,674/mo
3355 Genoa Way
2bd / 2ba · 1,334 sqft · Condo
$735K
Est. $3,153/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
13 leases of 1–3 bed condos & townhomes within 2 mi · $3,027–$3,651
Blended 50/50 with the zip's market median ($3,034)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,781/mo short at 20% down; 79% down or +$3,612/mo rent closes it.
- Break-even price
- $321,063
- Break-even rent
- $6,799/mo
- Cashflow at 35% down
- −$2,073/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$3,612/mo above the estimate
$541,150 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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