3564 Paseo De Los Californianos #155
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3564 Paseo De Los Californianos #155

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Oceanside, CA 92056Neighborhood: Mira Costa

$550,000
NEW — 0d
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,325/mo full cashflow at 20% down, 7.36% rate.

Works at $245,658 (55% under asking), or at 82% down.

Rent $3,136/mo from 12 leases of 1–3 bed condos & townhomes within 2 mi ($2,775–$3,431).

Beds

2

Baths

2

Sqft

1,093

Year Built

1989

Days on Market

0

Property Type

Condo

HOA/mo

$537

MLS ID

NDP2608473

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully upgraded 2-bedroom, 2-bath home in the highly desirable gated community of Vista Way Village! Offering approximately 1,093 sq. ft. of stylish, move-in-ready living space, this residence has been extensively reconstructed and updated, offering the look and feel of much newer construction within an established Oceanside community. This unit was taken down to the studs fireplace only thing to remain. 5 years ago..like new! new walls, electrical, etc.. Step inside to a bright and inviting floor plan featuring a beautifully remodeled kitchen with updated cabinetry and countertops, fresh interior paint, updated light fixtures, upgraded finishes and contemporary touches throughout. Enjoy the convenience of in-unit laundry, your own private outdoor space, one detached garage space plus an additional uncovered assigned parking space. Vista Way Village is an FHA and VA-approved community offering an impressive array of resort-style amenities, including two sparkling pools, relaxing spas, a fitness center, tennis courts, basketball court, playground and clubhouse, all surrounded by lush, beautifully maintained landscaping. Ideally located with easy access to Highway 78 and Interstate 5, shopping, dining, MiraCosta College and the beautiful North County coastline. Whether you’re a first-time buyer, VA buyer or simply looking for a beautifully updated home in a gated community, this one checks the boxes. Beautifully upgraded, move-in ready and ideally located. Come experience the best of Vista Way Village!

Mortgage Calculator

Est. Monthly Payment

$4,282

Principal & Interest$3,034
Property Tax$550
Insurance$160
HOA$537
%($110,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Christa McAuliffe Elementary · grades K-5 · Oceanside Unified

  • Middle

    Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified

  • High

    El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

46B
Est. Monthly Rent
$3,136

12 leases of 1–3 bed condos & townhomes within 2 mi · $2,775–$3,431

Blended 50/50 with the zip's market median ($3,130)

Monthly Cashflow

Rent − PITIA

-$1,145
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,325

What would make this work?

$2,325/mo short at 20% down; 82% down or +$3,020/mo rent closes it.

Break-even price

55% under asking

$245,658
Break-even rent

$3,020/mo above the estimate

$6,156/mo
Cashflow at 35% down
−$1,756/mo
Down payment to break even

$451,000 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,034
Cap Rate
1.89%
Cash-on-Cash
-25.36%
DSCR

Need ≥ 1.25 for DSCR loan

0.73

NOI (Annual)
$10,394
Price-to-Rent

Lower = better for investors

14.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,325/mo