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3355 Genoa Way #127
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3355 Genoa Way #127

Ctop 80%

Oceanside, CA 92056Neighborhood: Mira Costa

$735,000
NEW — 0d
STR closed · inland Oceanside

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 8, 2026.

Pass at asking: -$3,546/mo full cashflow at 20% down, 7.43% rate.

Works at $273,202 (63% under asking), or at 90% down.

Rent $3,306/mo from 14 leases of 1–3 bed condos & townhomes within 2 mi ($3,010–$3,689).

Beds

2

Baths

2

Sqft

1,334

Year Built

1991

Days on Market

0

Property Type

Condo

HOA/mo

$447

MLS ID

NDP2610123

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Enjoy relaxed, low-maintenance living in Villa Trieste, a gated 55+ community. This bright ground-floor condo features no stairs, updated kitchen and baths, high ceilings, a cozy fireplace, and two private patios. The spacious primary suite offers an updated walk-in shower with a comfortable low step-in and granite counters. Additional highlights include interior laundry and a one-car garage. Community amenities include a pool, clubhouse, and social activities in a serene Mediterranean-inspired setting.

Mortgage Calculator

Est. Monthly Payment

$5,480

Principal & Interest$4,083
Property Tax$735
Insurance$214
HOA$447
%($147,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Christa McAuliffe Elementary · grades K-5 · Oceanside Unified

  • Middle

    Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified

  • High

    El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$3,306

vs

Comp Average

$3,386

2345 Rancho Del Oro Road

2345 Rancho Del Oro Road

3bd / 2ba · 1,297 sqft · Condo

$660K

Est. $3,887/mo

3565 Paseo De Los Californianos

3565 Paseo De Los Californianos

2bd / 2ba · 1,093 sqft · Condo

$530K

Est. $3,045/mo

3511 Cameo Drive

3511 Cameo Drive

2bd / 2ba · 1,008 sqft · Condo

$594K

Est. $3,178/mo

3535 Cameo Drive

3535 Cameo Drive

2bd / 2ba · 1,008 sqft · Condo

$595K

Est. $3,178/mo

3517 Cameo

3517 Cameo

3bd / 2ba · 1,297 sqft · Condo

$699K

Est. $3,643/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

26C
Est. Monthly Rent
$3,306

14 leases of 1–3 bed condos & townhomes within 2 mi · $3,010–$3,689

Blended 50/50 with the zip's market median ($3,295)

Monthly Cashflow

Rent − PITIA

-$2,173
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,546

What would make this work?

$3,546/mo short at 20% down; 90% down or +$4,605/mo rent closes it.

Break-even price

63% under asking

$273,202
Break-even rent

$4,605/mo above the estimate

$7,911/mo
Cashflow at 35% down
−$2,781/mo
Down payment to break even

$661,500 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable
Mortgage (P+I)
$4,083
Cap Rate
1.15%
Cash-on-Cash
-28.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
NOI (Annual)
$8,429
Price-to-Rent

Lower = better for investors

18.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,546/mo