
312 Sea Ridge Drive
Ctop 80%La Jolla, CA 92037
One license per person in San Diego: whether you can hold it depends on you, not only the home.
79 licensed short-term rentals within ½ mile (53 whole home), from the cities' license and permit lists of Nov 9, 2026.
Pass at asking: -$28,754/mo full cashflow at 20% down, 7.43% rate.
Works at $1,531,243 (71% under asking), or at 99% down.
Rent $15,274/mo from 17 leases of 4–6 bed houses within 1 mi, same school area ($12,654–$17,573).
Beds
5
Baths
4.5
Sqft
3,745
Year Built
1980
Days on Market
47
Property Type
Single Family
HOA/mo
N/A
MLS ID
260023329SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
An exceptional opportunity to reside in your dream coastal retreat in the highly desirable Sun Gold Point enclave of Bird Rock with a coveted La Jolla address. Set against the stunning backdrop of mesmerizing ocean & white water views, this prime location offers unmatched scenery and serene coastal living. Architectural sophistication meets the Pacific in this design-driven coastal estate, where warm, natural materials, impeccable attention to detail and ocean vistas converge to create a residence of extraordinary character. Thoughtfully reimagined with a refined modern aesthetic, the home, through a series of light filled spaces, is framed by the ocean in the background. The dramatic upstairs great room opens to an expansive ocean-view terrace suspended above the coastline, while a series of private outdoor environments, including a secluded courtyard lounge and entertaining deck offer multiple settings for gathering, dining and relaxation. A rare expression of modern coastal architecture, this exceptional residence captures the essence of contemporary Bird Rock living. Elevated, effortless and deeply connected to landscape and the sea.
Mortgage Calculator
Est. Monthly Payment
$36,118
Location
Loading map...
Zoned Schools
Elementary
Bird Rock Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$15,274
Comp Average
$15,523
1160 Via Espana
5bd / 3.5ba · 3,590 sqft · Single Family
$3.60M
Est. $14,575/mo
1121 Via Carolina
5bd / 4ba · 3,816 sqft · Single Family
$4.70M
Est. $16,434/mo
1005 Solymar Drive
4bd / 4ba · 3,819 sqft · Single Family
$5.00M
Est. $16,440/mo
2505 Hidden Valley Pl
5bd / 4ba · 3,527 sqft · Single Family
$4.45M
Est. $14,434/mo
1115 La Jolla Rancho Road
5bd / 3.5ba · 4,076 sqft · Single Family
$5.15M
Est. $15,732/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
17 leases of 4–6 bed houses within 1 mi, same school area · $12,654–$17,573
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$28,754/mo short at 20% down; 99% down or +$37,342/mo rent closes it.
- Break-even price
- $1,531,243
- Break-even rent
- $52,616/mo
- Cashflow at 35% down
- −$23,259/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
71% under asking
$37,342/mo above the estimate
$5,222,250 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator