2505 Hidden Valley Pl
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2505 Hidden Valley Pl

Ctop 80%

La Jolla, CA 92037

$4,450,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

33 licensed short-term rentals within ½ mile (25 whole home), from the cities' license and permit lists of Nov 11, 2026.

Pass at asking: -$23,064/mo full cashflow at 20% down, 7.43% rate.

Works at $1,447,088 (67% under asking), or at 95% down.

Rent $14,434/mo from 10 leases of 4–6 bed houses within 1 mi, same school area ($12,621–$25,420). Previously leased for $12,500.

Beds

5

Baths

4

Sqft

3,527

Year Built

1977

Days on Market

229

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007168SD

This property is in La Jolla (92037). View neighborhood stats →

Virtual Tour

About This Property

Experience the ultimate coastal lifestyle in this sprawling entertainer’s oasis, perfectly situated on a prime corner lot just minutes from La Jolla Shores Beach, top-rated restaurants, and highly acclaimed schools. Designed for effortless indoor-outdoor living, this home features a flat, usable yard with a sparkling pool, spa, and plenty of space to relax or entertain. The flexible floor plan boasts spacious, light-filled rooms, while a rare three-car garage provides ample storage. A true gem in one of La Jolla’s most desirable locations! This house was completely remodeled 5 years ago to include the addition to the house of a new downstairs large bedroom and full bathroom.

Mortgage Calculator

Est. Monthly Payment

$30,470

Principal & Interest$24,722
Property Tax$4,450
Insurance$1,298
%($890,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    La Jolla Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

6C
Est. Monthly Rent
$14,434

Previously leased for $12,500

10 leases of 4–6 bed houses within 1 mi, same school area · $12,621–$25,420

Monthly Cashflow

Rent − PITIA

-$16,036
Full Cashflow

Incl. vacancy, PM, maint, capex

-$23,064

What would make this work?

$23,064/mo short at 20% down; 95% down or +$29,953/mo rent closes it.

Break-even price

67% under asking

$1,447,088
Break-even rent

$29,953/mo above the estimate

$44,387/mo
Cashflow at 35% down
−$18,428/mo
Down payment to break even

$4,227,500 cash

95%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$24,722
Cap Rate
0.64%
Cash-on-Cash
-31.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.47

NOI (Annual)
$28,555
Price-to-Rent

Lower = better for investors

25.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$23,064/mo