307 West Street
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307 West Street #101

D

Oceanside, CA 92054

$1,425,000

Soft Appraisal Value: $1,383,800 · 3.0% above estimate

Beds

3

Baths

3

Sqft

1,613

Year Built

2020

Days on Market

47

Property Type

Townhouse

HOA/mo

$425

MLS ID

NDP2603594

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Welcome to 307 West Street #101, a sophisticated coastal residence offering an elevated lifestyle just moments from the sand in Oceanside. Ideally positioned west of 101, this exceptional home pairs refined interiors with a standout feature—an expansive rooftop deck showcasing sweeping, panoramic ocean views. Designed for both comfort and functionality, the home features a bright open-concept layout with seamless flow between the living, dining, and kitchen areas—ideal for everyday living and effortless entertaining. The kitchen is well-appointed with ample workspace and connects naturally to the main living space. Upstairs, the layout is practical and well-balanced, including a convenient laundry room and thoughtfully arranged bedrooms. The primary suite is comfortable and well-proportioned, offering a quiet retreat. The crown of the home is the oversized rooftop deck—an exceptional outdoor living space designed to capture ocean breezes and stunning sunset views across the Pacific, creating a true Southern California coastal experience. A 2-car attached garage provides both convenience an.d valuable storage—an increasingly hard-to-find amenity this close to the coast. Located just a short walk from the beach and the energy of downtown, you’ll enjoy easy access to Oceanside’s best dining, cafés, and boutiques, as well as the iconic Oceanside Pier.

Mortgage Calculator

Est. Monthly Payment

$9,471

Principal & Interest$7,206
Property Tax$1,425
Insurance$416
HOA$425
%($285,000)
%

Location

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Investment Score

9D
Est. Monthly Rent
$5,840
Monthly Cashflow

Rent − PITIA

$-3,632
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,162

Mortgage (P+I)
$7,206
Cap Rate
0.88%
Cash-on-Cash
-25.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$13,843

NOI (Annual)
$12,520
Price-to-Rent

Lower = better for investors

20.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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