3041 Caminito Arenoso
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3041 Caminito Arenoso

D

San Diego, CA 92117

$1,175,000

Soft Appraisal Value: $1,239,800 · 5.2% below estimate

Beds

3

Baths

2

Sqft

1,548

Year Built

1979

Days on Market

63

Property Type

Single Family

HOA/mo

$340

MLS ID

260006420SD

This property is in San Diego (92117). View neighborhood stats →

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About This Property

Located in the coveted Stonehaven community of Bay Ho, this 3 bed, 2 bath home offers 1,548 sq ft with a flexible multi-level layout and a central San Diego location with convenient access to coastal amenities and beaches. The main level includes a bedroom and full bath, with two additional bedrooms and a full bath on the lower level, offering separation of space and functional living. The updated kitchen features granite countertops and stainless steel appliances, with updated bathrooms throughout. Interior details include bamboo flooring, crown molding, dual pane windows and sliders, and ceiling fans. Outdoor living includes an elevated deck with sunset views and a lower-level fenced yard with a fire pit, creating an ideal setup for outdoor dining and entertaining. Additional features include owned solar with NEM 2 metering (approx. 3 years old), a new water heater, brand new furnace, new bathroom faucets, and a 2-car attached garage with direct access. Stonehaven amenities include a community pool and spa, tennis courts, playground, ponds with koi fish and fountains, and walking trails throughout the neighborhood. Stonehaven is a tucked-away community with mature landscaping and amenities that create a resort-style setting. Located near Tecolote Canyon Natural Park and a short drive to Mission Bay and local beaches, with convenient access to shopping, dining, University of San Diego, and I-5 and I-8.

Mortgage Calculator

Est. Monthly Payment

$7,799

Principal & Interest$5,941
Property Tax$1,175
Insurance$343
HOA$340
%($235,000)
%

Location

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Investment Score

9D
Est. Monthly Rent
$4,881
Monthly Cashflow

Rent − PITIA

$-2,918
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,020

Mortgage (P+I)
$5,941
Cap Rate
0.94%
Cash-on-Cash
-25.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$11,401

NOI (Annual)
$11,054
Price-to-Rent

Lower = better for investors

20.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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