
3036 Russell St.
Ctop 80%San Diego, CA 92106
One license per person in San Diego: whether you can hold it depends on you, not only the home.
63 licensed short-term rentals within ½ mile (33 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$7,272/mo full cashflow at 20% down, 7.36% rate.
Works at $647,437 (60% under asking), or at 86% down.
Rent $6,426/mo from 8 leases of 2–4 bed houses within 0.5 mi ($6,042–$6,429).
Beds
3
Baths
2
Sqft
1,725
Year Built
1953
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026818SD
This property is in San Diego (92106). View neighborhood stats →
About This Property
Single-story 3-bedroom, 2-bath home in Point Loma’s desirable Roseville neighborhood, offering convenient access to Liberty Station, local beaches, shopping, dining, downtown San Diego, major freeways, and the airport. The spacious deck takes advantage of views of downtown San Diego, city lights, surrounding hills, and the Coronado Bridge. Inside, the living room features tray ceilings and abundant natural light. The primary bedroom features an expansive layout, two walk-in closets, built-in shelving, a sliding glasss door to the rear year and an en-suite bath. The kitchen offers granite countertops, a six-burner gas range, pull-out cabinet drawers, glass-front cabinetry, and direct access to the rear yard and garage. Hardwood floors extend throughout the main living areas, with ceiling fans in the bedrooms and dining room. The low-maintenance rear yard features artificial turf and a concrete patio. Enjoy the convenience of a single-story floor plan and all that Point Loma has to offer.
Mortgage Calculator
Est. Monthly Payment
$10,887
Location
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Zoned Schools
Elementary
Loma Portal Elementary · grades K-4 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
High
Point Loma High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,426
Comp Average
$5,919
3006 Yonge St
3bd / 2ba · 1,625 sqft · Single Family
$1.40M
Est. $5,956/mo
3503 Udall
3bd / 2.5ba · 1,987 sqft · Single Family
$1.75M
Est. $6,639/mo
3761 Oleander Dr
3bd / 3ba · 1,642 sqft · Single Family
$1.75M
Est. $5,630/mo
1470 Evergreen
3bd / 2.5ba · 1,419 sqft · Single Family
$1.50M
Est. $4,857/mo
3647 Hyacinth
3bd / 3ba · 1,926 sqft · Single Family
$2.20M
Est. $6,513/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2–4 bed houses within 0.5 mi · $6,042–$6,429
Blended 50/50 with the zip's market median ($6,622)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,272/mo short at 20% down; 86% down or +$9,444/mo rent closes it.
- Break-even price
- $647,437
- Break-even rent
- $15,870/mo
- Cashflow at 35% down
- −$5,617/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
60% under asking
$9,444/mo above the estimate
$1,375,140 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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