3647 Hyacinth
Dbottom 20%San Diego, CA 92106
One license per person in San Diego: whether you can hold it depends on you, not only the home.
46 licensed short-term rentals within ½ mile (26 whole home), from the cities' license and permit lists of Nov 4, 2026.
Pass at asking: -$12,171/mo full cashflow at 20% down, 7.49% rate.
Works at $622,192 (72% under asking), or at all cash.
Rent $6,232/mo from 18 leases of 3-bed houses within 2 mi ($5,931–$6,641).
Beds
3
Baths
3
Sqft
1,926
Year Built
1935
Days on Market
107
Property Type
Single Family
HOA/mo
N/A
MLS ID
OC26156838
This property is in San Diego (92106). View neighborhood stats →
About This Property
Beautifully updated 3-bedroom, 3-bath home offering 1,926 square feet in the desirable Loma Portal neighborhood of Point Loma. This timeless residence blends classic character with modern upgrades, featuring hardwood floors, an inviting fireplace, designer finishes, and a thoughtfully updated kitchen with premium appliances and custom cabinetry. The flexible floor plan includes a main-level bedroom and full bath, while the upstairs primary suite offers a private balcony, city views, and a spa-inspired ensuite. Enjoy central A/C, updated systems, landscaped grounds, and multiple outdoor spaces perfect for relaxing or entertaining. Ideally located just minutes from Liberty Station, San Diego Bay, beaches, shopping, dining, and top-rated schools.
Mortgage Calculator
Est. Monthly Payment
$15,136
Location
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Zoned Schools
Elementary
Loma Portal Elementary · grades K-4 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
High
Point Loma High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,232
Comp Average
$6,424
1840 Locust St
4bd / 2ba · 1,938 sqft · Single Family
$1.50M
Est. $7,019/mo
3006 Yonge St
3bd / 2ba · 1,625 sqft · Single Family
$1.40M
Est. $6,006/mo
3503 Udall
3bd / 2.5ba · 1,987 sqft · Single Family
$1.75M
Est. $6,720/mo
2955 Farragut
3bd / 3ba · 1,931 sqft · Single Family
$1.65M
Est. $6,465/mo
3105 Garrison St
3bd / 3ba · 1,710 sqft · Single Family
$1.70M
Est. $5,911/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
18 leases of 3-bed houses within 2 mi · $5,931–$6,641
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$12,171/mo short at 20% down; 100% down or +$15,806/mo rent closes it.
- Break-even price
- $622,192
- Break-even rent
- $22,038/mo
- Cashflow at 35% down
- −$9,866/mo
- Down payment to break even
- 100%
- Rate to break even
- Not reachable
72% under asking
$15,806/mo above the estimate
$2,200,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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