29950 Robbie Ln
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29950 Robbie Ln

Ctop 80%

Vista, CA 92084

$1,925,000

Pass at asking: -$9,238/mo full cashflow at 20% down, 7.36% rate.

Works at $716,158 (63% under asking), or at 90% down.

Rent $7,108/mo from 7 leases of 3–5 bed houses in 92084 ($6,194–$6,914).

Beds

4

Baths

3

Sqft

4,100

Year Built

1990

Days on Market

244

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602271

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this amazing Equestrian Estate! Boasting an elegant 4,100 square feet, this beautifully appointed and meticulously maintained home features a flowing floor plan with a bedroom and full bath downstairs, plus three additional bedrooms, two baths, an office, and a huge bonus room upstairs. The gourmet kitchen features granite countertops, a large island and tons of cabinet space. Additional touches include imported Alabaster chandeliers in the entry and dining room, travertine and luxury vinyl plank flooring, and tasteful upgrades throughout! Two separate offices offer the flexibility for remote work, creative space, or use for guests. The huge bonus/theater room is designed for fun and entertaining with a pool table and built-in bar. More features include a large master suite with dual walk-in closets, central vacuum system, ADT security, dual A/C, Solar, expansive pasture and mountain views, 3-car garage, carport, RV and horse trailer parking, 3 storage sheds and a chicken coop. Relax in the lush tropical private backyard with an inground solar heated pool and a Cal Spa fitness spa/hot tub. Horse facilities include a 4-stall breezeway barn with electricity, water and surveillance cameras, expansive pasture/turnout area, a large sand riding arena, and two additional 12x12 box stalls, one with a large corral attached. Fully fenced with a private gate and entry, the home is centrally located in the beautiful Gopher Canyon area of Vista/Bonsall, known for its mild Mediterranean climate. This rare property combines refined living, privacy and exceptional horse facilities for ultimate country living in style.

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Est. Monthly Payment

$13,107

Principal & Interest$10,621
Property Tax$1,925
Insurance$561
%($385,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

11C
Est. Monthly Rent
$7,108

7 leases of 3–5 bed houses in 92084 · $6,194–$6,914

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$5,999
Full Cashflow

Incl. vacancy, PM, maint, capex

-$9,238

What would make this work?

$9,238/mo short at 20% down; 90% down or +$11,997/mo rent closes it.

Break-even price

63% under asking

$716,158
Break-even rent

$11,997/mo above the estimate

$19,105/mo
Cashflow at 35% down
−$7,246/mo
Down payment to break even

$1,732,500 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$10,621
Cap Rate
1.08%
Cash-on-Cash
-28.79%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$20,861
Price-to-Rent

Lower = better for investors

22.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$9,238/mo