2909 Cowley Way
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2909 Cowley Way #L

B

San Diego, CA 92117

$630,000
NEW — 0d

Soft Appraisal Value: $634,000 · 0.6% below estimate

Beds

2

Baths

2

Sqft

973

Year Built

1980

Days on Market

0

Property Type

Condo

HOA/mo

$440

MLS ID

260015149SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Welcome to 2909 Cowley Way Unit L, a light-filled 2-bedroom, 2-bathroom condo in perched above Bay-Ho. This well-appointed home offers an open living area with picturesque golf course views, in-unit laundry, and the convenience of a private one-car garage. Enjoy community amenities including a refreshing pool and attractive landscaping, all in a central San Diego location close to shopping, dining, and easy freeway access. Ideal for first-time buyers, downsizers, or investors seeking a low-maintenance property with strong rental appeal.

Mortgage Calculator

Est. Monthly Payment

$4,439

Principal & Interest$3,186
Property Tax$630
Insurance$184
HOA$440
%($126,000)
%

Location

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Investment Score

38C
Est. Monthly Rent
$3,164
Monthly Cashflow

Rent − PITIA

$-1,276
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,528

Mortgage (P+I)
$3,186
Cap Rate
1.25%
Cash-on-Cash
-24.08%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$6,448

NOI (Annual)
$7,887
Price-to-Rent

Lower = better for investors

16.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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