2870 Twin Oaks Valley Road
1 / 20

2870 Twin Oaks Valley Road

C

San Marcos, CA 92069

$1,150,000
NEW — 5d

Beds

4

Baths

3

Sqft

1,808

Year Built

1965

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605716

This property is in San Marcos (92069). View neighborhood stats →

Virtual Tour

About This Property

Tucked among the trees and perched above a picturesque valley, this one-of-a-kind custom home offers a lifestyle that feels worlds away from the ordinary. Sweeping 180-degree views of hills, mature trees, and open skies create a sense of peace and privacy rarely found so close to modern conveniences. Designed and thoughtfully expanded over several decades, the home embraces its natural surroundings at every turn. Warm wood finishes, natural stone boulders, indoor planters, and expansive windows blur the line between indoors and out, creating a living experience that feels connected to nature. Split-level living spaces provide both character and privacy, while the main living area opens to an expansive view deck. Set on nearly one acre with established fruit trees, a chicken coop, workshop, storage shed, tree swing, trampoline, above-ground spa, sauna, and generous outdoor living spaces invite a slower, more intentional way of life. The primary suite offers a truly unique escape, complete with a private balcony and outdoor clawfoot soaking tub and shower where you can unwind beneath the sun, moon, or stars. An attached ** GUEST HOUSE ** featuring its own kitchen, living room, bathroom, 2 bedrooms and mini-split heating and cooling provides exceptional flexibility for multigenerational living, guest accommodations or rental income. Additional highlights include * OWNED SOLAR * installed in 2023, ample space for RV and boat parking, and a location surrounded by equestrian facilities and riding trails. Septic, Propane, City Water. With no HOA, no Mello-Roos, and nearly an acre of usable land, this is a property that encourages creativity, self-sufficiency, and a lifestyle rarely available in today's market. Whether your vision includes gardening, homesteading, entertaining, or simply enjoying room to roam, this property provides the space to make it happen. More than a home, it's a place to disconnect from the noise, reconnect with nature, and create a life uniquely your own.

Mortgage Calculator

Est. Monthly Payment

$7,300

Principal & Interest$5,815
Property Tax$1,150
Insurance$335
%($230,000)
%

Location

Loading map...

Investment Score

7D
Est. Monthly Rent
$4,025
Monthly Cashflow

Rent − PITIA

$-3,275
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,159

Mortgage (P+I)
$5,815
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$10,725

NOI (Annual)
$7,871
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator