2843 Todd St
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2843 Todd St

D

Oceanside, CA 92054

$1,100,000
NEW — 0d on market

Soft Appraisal Value: $1,086,900 · 1.2% above estimate

Beds

3

Baths

2.5

Sqft

1,344

Year Built

1961

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006621SD

This property is in Oceanside (92054). View neighborhood stats →

View on MLS

About This Property

Welcome to this rare single story home in the highly desirable Loma Alta neighborhood of Oceanside offering breathtaking panoramic and sunset views. Perfectly positioned on an oversized 9,700 sq ft lot this property captures stunning hillside and neighborhood vistas while providing privacy and space rarely found this close to the coast. The home features a bright and open layout highlighted by vaulted open beam ceilings and seamless indoor outdoor living. Multiple patios including a large covered patio create the perfect setting for entertaining or simply relaxing while enjoying the gorgeous views. Recent improvements include new flooring, new HVAC, and new windows adding comfort, style, and energy efficiency. The property offers low maintenance front and back yards ideal for easy coastal living and is located in a prime Loma Alta location just a short walk to Buddy Todd Park and approximately two miles from the beach, downtown Oceanside, and the harbor. Even better this property comes with no HOA and no Mello Roos making it an exceptional opportunity to own a well located single story home with views in one of Oceanside’s most sought after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$6,983

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
%($220,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$4,897
Monthly Cashflow

Rent − PITIA

$-2,086
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,129

Mortgage (P+I)
$5,562
Cap Rate
1.56%
Cash-on-Cash
-22.52%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$10,260

NOI (Annual)
$17,196
Price-to-Rent

Lower = better for investors

18.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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