2763 Canyon Oak Place
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2763 Canyon Oak Place

Ctop 80%

Escondido, CA 92029

$1,375,000

Pass at asking: -$6,486/mo full cashflow at 20% down, 7.36% rate.

Works at $526,286 (62% under asking), or at 89% down.

Rent $5,224/mo from 11 leases of houses within 2 mi, size-adjusted ($4,693–$5,656).

Beds

5

Baths

3

Sqft

2,795

Year Built

1991

Days on Market

119

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2606483

This property is in Escondido (92029). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to 2763 Canyon Oak Place, a stunning 5-bedroom home nestled in Hidden Hills where sweeping valley views and spectacular sunsets are yours to enjoy every evening. Soaring vaulted ceilings and an abundance of natural light greet you upon entry, flowing into a warm living room with a cozy fireplace and plantation shutters throughout. The spacious kitchen impresses with white cabinetry, quartz counters, stainless appliances, and a sun-drenched breakfast nook. The main floor bedroom is currently configured as a sophisticated sitting room with a wet bar, easily restored to a full bedroom or used as a private home office. Upstairs, four additional bedrooms include a generous primary retreat with vaulted ceilings, dual walk-in closets, and a spa-like en suite with a soaking tub perfectly positioned to take in the westerly views. A bonus desk nook off the upper hall adds convenient work-from-home flex space. Step outside to a beautifully landscaped backyard where a view deck, jacuzzi, and sweeping hillside sunsets make every evening feel like a retreat. Owned solar. Roof updated with new underlayment and reinstalled original tile. No HOA.

Mortgage Calculator

Est. Monthly Payment

$9,362

Principal & Interest$7,586
Property Tax$1,375
Insurance$401
%($275,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rock Springs Elementary · grades K-5 · Escondido Union

  • Middle

    Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

12C
Est. Monthly Rent
$5,224

11 leases of houses within 2 mi, size-adjusted · $4,693–$5,656

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$4,138
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,486

What would make this work?

$6,486/mo short at 20% down; 89% down or +$8,423/mo rent closes it.

Break-even price

62% under asking

$526,286
Break-even rent

$8,423/mo above the estimate

$13,647/mo
Cashflow at 35% down
−$5,063/mo
Down payment to break even

$1,223,750 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,586
Cap Rate
1.19%
Cash-on-Cash
-28.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.56

NOI (Annual)
$16,342
Price-to-Rent

Lower = better for investors

21.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,486/mo