
2713 Vistamonte
Ctop 80%Escondido, CA 92027
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$8,444/mo full cashflow at 20% down, 7.43% rate.
Works at $610,598 (64% under asking), or at 92% down.
Rent $6,528/mo from 7 leases of 4-bed houses in 92027 ($6,083–$6,862).
Beds
4
Baths
3.5
Sqft
3,971
Year Built
2007
Days on Market
47
Property Type
Single Family
HOA/mo
$337
MLS ID
260023026SD
This property is in Escondido (92027). View neighborhood stats →
About This Property
Perched on an elevated premium view lot within the exclusive gated community of Ranchos Vistamonte, this exceptional Tuscan-inspired residence offers a private resort lifestyle with sweeping 180-degree views of the San Pasqual Valley. Thoughtfully upgraded throughout, the home features walnut hardwood floors, designer carpeting, custom interior and exterior paint, wood shutters and shades, upgraded brushed-bronze fixtures, a custom staircase and distinctive custom fireplaces. The dramatic entry opens to a soaring foyer, private office or optional fifth bedroom, powder room and elegant formal living room. French doors lead to a peaceful interior courtyard, while the formal dining room is complemented by a custom wine room accommodating approximately 250 bottles. Designed for entertaining, the spacious kitchen features rich mocha cabinetry, stone countertops with a full backsplash, stainless-steel appliances, upgraded hardware, pendant lighting and an oversized center island overlooking the family room. A built-in media center, second fireplace and French doors create a seamless connection to the courtyard and outdoor living areas. The backyard is a true entertainer’s retreat, complete with a pool and spa, built-in barbecue, fire-pit area, covered California patio, two remote-controlled awnings and thoughtfully enhanced landscaping with custom pavers, decorative rock and mature plantings—all framed by spectacular valley and mountain views. Cool wildlife nearby such as deer, hawks, birds and more. A downstairs bedroom and full bathroom provide comfortable accommodations for guests or multigenerational living. Upstairs, a generous loft joins two secondary bedrooms with a shared bath. The expansive primary suite includes a private retreat, dual walk-in closets and a spa-inspired bathroom with a soaking tub, stone walk-in shower and dual vanities. French doors open to a covered outdoor room where the panoramic views take center stage. Additional improvements include a new upstairs furnace and air-conditioning system, family-size tankless water heater, whole-property pure-water system supplying drinkable water from every indoor and outdoor spout, repaired roof tiles, a custom side gate and an attached three-car garage with epoxy flooring, workbench, cabinetry and abundant storage. Ideally located within the highly regarded San Pasqual Union School District and near the San Diego Zoo Safari Park—formerly known as the Wild Animal Park—the home also offers convenient access to nearby golf courses, scenic hiking trails and the natural beauty of the surrounding San Pasqual Valley. This remarkable gated-community residence combines refined interiors, extensive upgrades, resort-style amenities and an unforgettable setting.
Mortgage Calculator
Est. Monthly Payment
$12,046
Location
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Zoned Schools
Elementary
San Pasqual Union Elementary · grades K-8 · San Pasqual Union Elementary
Middle
San Pasqual Union Elementary · grades K-8 · San Pasqual Union Elementary
High
Orange Glen High · grades 9-12 · Escondido Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,528
Comp Average
$5,797
3177 Katharine
5bd / 4ba · 3,745 sqft · Single Family
$1.05M
Est. $5,618/mo

399 Coleman Court
4bd / 3.5ba · 2,920 sqft · Single Family
$1.08M
Est. $5,021/mo
2509 Honeybell Lane
5bd / 4ba · 3,635 sqft · Single Family
$1.27M
Est. $5,898/mo
2730 Mountain View Drive
5bd / 5ba · 4,317 sqft · Single Family
$1.77M
Est. $6,774/mo
3342 White Hawk Road
5bd / 3.5ba · 3,352 sqft · Single Family
$2.00M
Est. $5,672/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
7 leases of 4-bed houses in 92027 · $6,083–$6,862
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$8,444/mo short at 20% down; 92% down or +$10,967/mo rent closes it.
- Break-even price
- $610,598
- Break-even rent
- $17,495/mo
- Cashflow at 35% down
- −$6,663/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
64% under asking
$10,967/mo above the estimate
$1,573,200 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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