2711 White Pine Court

2711 White Pine Court

Btop 30%

Chula Vista, CA 91915

$719,900
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,638/mo full cashflow at 20% down, 7.36% rate.

Works at $374,748 (48% under asking), or at 74% down.

Rent $4,293/mo from 26 leases of 3–5 bed condos & townhomes within 2 mi ($3,949–$4,271).

Beds

4

Baths

4

Sqft

1,851

Year Built

2005

Days on Market

0

Property Type

Townhouse

HOA/mo

$442

MLS ID

PTP2608378

This property is in Chula Vista (91915). Browse neighborhood analytics →

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About This Property

NEARLY 2,000 SQ FT. END UNIT. 4 FULL BEDROOMS & 4 FULL BATHROOMS. DUAL MASTER SUITES. FIRST FLOOR BEDROOM AND FULL BATHROOM. ATTACHED 2 CAR GARAGE. NATURAL LIGHT. This updated three-story corner townhome has nearly 2,000 square feet, 4 bedrooms and 4 full bathrooms. There’s no neighbor on one side, so extra windows fill the home with natural light from morning to evening. New shutters on the windows let you control the light and privacy. The open layout connects the kitchen and living room, and a private patio and balcony add outdoor space. The first floor has a private bedroom with its own full bathroom, which works well for guests, a home office or extended stays. Every bedroom is close to a full bath, so no one shares in the morning. The attached 2 car garage gives you parking and storage right at the door. UPGRADES: The 2024 updates include new hardwood flooring, fresh paint, new toilets, refinished bathrooms and a full set of new matching appliances: range, oven, microwave, refrigerator, dishwasher, washer and dryer. The top floor has new carpet. In 2025 the home got a new water heater with a filter and softener, plus a smart garage door. The pool, spa and BBQ area are right next to the home. The community also has walking paths, picnic tables, playgrounds and pet stations throughout. Downtown San Diego and the beaches are about 20 to 25 minutes away.

Mortgage Calculator

Est. Monthly Payment

$5,344

Principal & Interest$3,972
Property Tax$720
Insurance$210
HOA$442
%($143,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Camarena (Enrique S.) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

51B
Est. Monthly Rent
$4,293

26 leases of 3–5 bed condos & townhomes within 2 mi · $3,949–$4,271

Blended 50/50 with the zip's market median ($4,522)

Monthly Cashflow

Rent − PITIA

-$1,051
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,638

What would make this work?

$2,638/mo short at 20% down; 74% down or +$3,426/mo rent closes it.

Break-even price

48% under asking

$374,748
Break-even rent

$3,426/mo above the estimate

$7,719/mo
Cashflow at 35% down
−$1,893/mo
Down payment to break even

$532,726 cash

74%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,972
Cap Rate
2.58%
Cash-on-Cash
-21.99%
DSCR

Need ≥ 1.25 for DSCR loan

0.80

NOI (Annual)
$18,581
Price-to-Rent

Lower = better for investors

14.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,638/mo