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2205 Andalusia Ln

2205 Andalusia Ln

Btop 30%

Chula Vista, CA 91915

$765,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,904/mo full cashflow at 20% down, 7.43% rate.

Works at $386,920 (49% under asking), or at 75% down.

Rent $4,318/mo from 10 leases of 3–5 bed condos & townhomes within 0.5 mi ($3,962–$4,270).

Beds

4

Baths

3

Sqft

1,993

Year Built

2008

Days on Market

0

Property Type

Townhouse

HOA/mo

$353

MLS ID

260026718SD

This property is in Chula Vista (91915). Browse neighborhood analytics →

About This Property

This spacious, bright 4-bedroom, 3-full-bath townhome offers flexible living with two entrances and dual staircases. An open kitchen and family room combination overlooks the balcony, creating an inviting flow for everyday living and entertaining. Three bedrooms and two full bathrooms are located upstairs, while the first level includes one bedroom and a full bathroom. The home features in-unit laundry and two attached single-car garages. Conveniently located within walking distance of a fantastic community clubhouse, fitness center, two pools, and Windingwalk Park. Ample shopping nearby.

Mortgage Calculator

Est. Monthly Payment

$5,591

Principal & Interest$4,250
Property Tax$765
Insurance$223
HOA$353
%($153,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Camarena (Enrique S.) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,318

vs

Comp Average

$4,164

1733 Cripple Creek

1733 Cripple Creek

4bd / 3ba · 1,891 sqft · Townhouse

$684K

Est. $4,174/mo

2088 Tango Loop

2088 Tango Loop

4bd / 3ba · 1,827 sqft · Condo

$729K

Est. $4,112/mo

1713 Cripple Creek Drive

1713 Cripple Creek Drive

3bd / 2ba · 1,728 sqft · Townhouse

$725K

Est. $3,819/mo

2297 Treetop Lane

2297 Treetop Lane

4bd / 2.5ba · 2,075 sqft · Condo

$849K

Est. $4,558/mo

971 Somerset Ct

971 Somerset Ct

3bd / 2.5ba · 1,890 sqft · Townhouse

$760K

Est. $4,158/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

47B
Est. Monthly Rent
$4,318

10 leases of 3–5 bed condos & townhomes within 0.5 mi · $3,962–$4,270

Blended 50/50 with the zip's market median ($4,555)

Monthly Cashflow

Rent − PITIA

-$1,273
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,904

What would make this work?

$2,904/mo short at 20% down; 75% down or +$3,771/mo rent closes it.

Break-even price

49% under asking

$386,920
Break-even rent

$3,771/mo above the estimate

$8,089/mo
Cashflow at 35% down
−$2,107/mo
Down payment to break even

$573,750 cash

75%
Rate to break even

Negative even at a 0% loan

Not reachable
Mortgage (P+I)
$4,250
Cap Rate
2.45%
Cash-on-Cash
-22.77%
DSCR

Need ≥ 1.25 for DSCR loan

0.77
NOI (Annual)
$18,747
Price-to-Rent

Lower = better for investors

14.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,904/mo