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1733 Cripple Creek #4

Atop 10%

Chula Vista, CA 91915

$684,000

STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,369/mo full cashflow at 20% down, 7.43% rate.

Works at $375,433 (45% under asking), or at 70% down.

Rent $4,174/mo from 13 leases of 3–5 bed condos & townhomes within 0.5 mi ($3,888–$4,416).

Beds

Baths

Sqft

1,891

Year Built

2009

Days on Market

Property Type

Townhouse

HOA/mo

$330

MLS ID

260021076SD

This property is in Chula Vista (91915). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this spacious 4-bedroom, 3-bath townhome in the heart of Otay Ranch, offering a flexible floor plan, beautiful views, and an ideal location. The first floor features a bedroom and full bathroom, perfect for guests, a home office, gym, or additional living space. The stylish kitchen features stainless steel appliances and sleek countertops and opens to a bright dining and living area with a cozy fireplace. Step outside to the private backyard and enjoy expansive views overlooking Otay Ranch, creating a wonderful setting for relaxing or entertaining. Upstairs, the spacious primary suite offers a walk-in closet and ensuite bath with dual vanities, along with two additional bedrooms. Conveniently located just a short walk from Otay Ranch Town Center, with shopping, dining, entertainment, and everyday conveniences nearby. Community amenities include a refreshing pool and additional recreational areas. A great opportunity to enjoy space, versatility, views, and convenience in one of Chula Vista’s most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$5,013

Principal & Interest$3,800

Property Tax$684

Insurance$199

HOA$330

Down Payment

%($136,800)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Camarena (Enrique S.) Elementary · grades K-6 · Chula Vista Elementary
Middle
Eastlake Middle · grades 7-8 · Sweetwater Union High
High
Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,174

Comp Average

$4,057

2088 Tango Loop

4bd / 3ba · 1,827 sqft · Condo

$729K

Est. $4,112/mo

2205 Andalusia Ln

4bd / 3ba · 1,993 sqft · Townhouse

$765K

Est. $4,318/mo

1713 Cripple Creek Drive

3bd / 2ba · 1,728 sqft · Townhouse

$725K

Est. $3,819/mo

2055 Foxtrot Loop

3bd / 2.5ba · 1,653 sqft · Townhouse

$729K

Est. $3,877/mo

971 Somerset Ct

3bd / 2.5ba · 1,890 sqft · Townhouse

$760K

Est. $4,158/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

57A

Est. Monthly Rent

$4,174

13 leases of 3–5 bed condos & townhomes within 0.5 mi · $3,888–$4,416

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$839

Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,369

What would make this work?

$2,369/mo short at 20% down; 70% down or +$3,077/mo rent closes it.

Break-even price: $375,433
Break-even rent: $7,251/mo
Cashflow at 35% down: −$1,656/mo
Down payment to break even: 70%
Rate to break even: Not reachable

Mortgage (P+I)

$3,800

Cap Rate

2.88%

Cash-on-Cash

-20.78%

DSCR

Need ≥ 1.25 for DSCR loan

0.83

NOI (Annual)

$19,676

Price-to-Rent

Lower = better for investors

13.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,369/mo