2704 Prato Ln
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2704 Prato Ln

D

San Diego, CA 92108

$1,069,000

Soft Appraisal Value: $1,056,900 · 1.1% above estimate

Beds

3

Baths

2.5

Sqft

1,597

Year Built

2004

Days on Market

8

Property Type

Townhouse

HOA/mo

$480

MLS ID

260011591SD

This property is in San Diego (92108). View neighborhood stats →

Virtual Tour

About This Property

Welcome to the Courtyards of Escala, a gated community in the heart of Mission Valley. This beautifully updated 3-bedroom, 2.5-bath townhome offers one of Escala’s most desirable floor plans, featuring a two-level design with open-concept living spaces, generously sized rooms, and an attached two-car garage with a private driveway. (This is one of the only floor plans in Escala with a private driveway.) Located within the Courtyards enclave, this home offers added privacy, everyday convenience, and a highly functional layout. The main level features an open-concept living and dining area with abundant natural light, plantation shutters, a fireplace, built-in media cabinetry, and easy access to the outdoor patio. A convenient half bath is also located on the first floor. The brand-new kitchen has been thoughtfully renovated with light wood shaker-style cabinetry, quartz countertops, a full-height matching backsplash, stainless steel appliances, a gas cooktop with statement hood, built-in oven, an undermount sink, sleek hardware, and generous storage. The large private patio is complete with stone hardscape, mature landscaping, and a retractable shade awning. Upstairs, the spacious primary suite offers large windows, a walk-in closet, and a recently remodeled bathroom with dual vanities, stone countertops, and a sleek walk-in shower. Two additional bedrooms share a Jack-and-Jill bathroom with dual vanities. Additional highlights include a main-level powder room, separate laundry room, built-in hallway cabinetry, ceiling fans in each bedroom, and fresh carpeting throughout. Residents of Escala enjoy a gated, resort-style community with a full suite of upscale amenities. The private recreation center features two sparkling pools (including a lap pool), a relaxing spa, a well-equipped fitness center, lighted tennis courts, a clubhouse with a full kitchen and entertainment space, BBQ and picnic areas, and a children’s playground. Miles of scenic walking trails wind throughout the community, and a dedicated dog park for your four-legged companions. Ideally located in the heart of Mission Valley, this home offers unbeatable access to all that San Diego has to offer. Walk to Fenton Marketplace, Costco, Trader Joe’s, Starbucks, and a variety of restaurants. The nearby trolley station makes commuting easy, while major freeways (I-8, I-5, 163, and 15) provide quick connections to Downtown, SDSU, Balboa Park, the beach, and Snapdragon Stadium. Whether you're headed to work or play, Escala puts you right in the center of it all.

Mortgage Calculator

Est. Monthly Payment

$7,266

Principal & Interest$5,405
Property Tax$1,069
Insurance$312
HOA$480
%($213,800)
%

Location

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Investment Score

5D
Est. Monthly Rent
$4,122
Monthly Cashflow

Rent − PITIA

$-3,144
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,983

Mortgage (P+I)
$5,405
Cap Rate
0.47%
Cash-on-Cash
-27.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$10,594

NOI (Annual)
$5,065
Price-to-Rent

Lower = better for investors

21.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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