640 Camino De La Reina

640 Camino De La Reina #1309

D

San Diego, CA 92108

$750,000

Beds

3

Baths

2

Sqft

1,330

Year Built

1995

Days on Market

47

Property Type

Condo

HOA/mo

$740

MLS ID

AR26036303

View on MLS

Description

Welcome to this beautifully maintained single-level 3-bedroom, 2-bath condo ideally situated in a quiet, centrally located community. Thoughtfully designed with privacy in mind, the spacious primary suite is set apart from the secondary bedrooms and features a large en-suite bath and generous walk-in closet. Two additional bedrooms and a full guest bath are located on the opposite side of the home, creating the perfect layout for guests, family, or a home office.Freshly painted and move-in ready, this light-filled home offers new carpet in the bedrooms and closets, plantation shutters, new windows, and wide-panel vertical track blinds. The kitchen showcases stainless steel appliances, Corian countertops, and ample cabinetry, seamlessly opening to the main living and dining areas.Community amenities include a sparkling pool, fully equipped gym, and miles of scenic river-view walking paths. Two dedicated parking spaces in secure gated underground parking complete the package.Comfort, convenience, and easy living — all in one exceptional home.

Mortgage Calculator

Est. Monthly Payment

$5,501

Principal & Interest$3,792
Property Tax$750
Insurance$219
HOA$740
%($150,000)
%

Investment Score

1D
Est. Monthly Rent
$3,348
Monthly Cashflow

Rent − PITIA

$-2,153
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,548

Mortgage (P+I)
$3,792
Cap Rate
0.39%
Cash-on-Cash
-28.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$7,956

NOI (Annual)
$2,928
Price-to-Rent

Lower = better for investors

18.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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