640 Camino De La Reina
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640 Camino De La Reina #1309

D

San Diego, CA 92108

$720,000

Soft Appraisal Value: $710,600 · 1.3% above estimate

Beds

3

Baths

2

Sqft

1,330

Year Built

1995

Days on Market

93

Property Type

Condo

HOA/mo

$740

MLS ID

AR26036303

This property is in San Diego (92108). View neighborhood stats →

About This Property

Welcome to this beautifully maintained single-level 3-bedroom, 2-bath condo ideally situated in a quiet, centrally located community. Thoughtfully designed with privacy in mind, the spacious primary suite is set apart from the secondary bedrooms and features a large en-suite bath and generous walk-in closet. Two additional bedrooms and a full guest bath are located on the opposite side of the home, creating the perfect layout for guests, family, or a home office.Freshly painted and move-in ready, this light-filled home offers new carpet in the bedrooms and closets, plantation shutters, new windows, and wide-panel vertical track blinds. The kitchen showcases stainless steel appliances, Corian countertops, and ample cabinetry, seamlessly opening to the main living and dining areas.Community amenities include a sparkling pool, fully equipped gym, and miles of scenic river-view walking paths. Two dedicated parking spaces in secure gated underground parking complete the package.Comfort, convenience, and easy living — all in one exceptional home.

Mortgage Calculator

Est. Monthly Payment

$5,311

Principal & Interest$3,641
Property Tax$720
Insurance$210
HOA$740
%($144,000)
%

Location

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Investment Score

28D
Est. Monthly Rent
$3,642
Monthly Cashflow

Rent − PITIA

$-1,669
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,106

Mortgage (P+I)
$3,641
Cap Rate
0.89%
Cash-on-Cash
-25.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$7,676

NOI (Annual)
$6,412
Price-to-Rent

Lower = better for investors

16.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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