2641 Everly Dr

2641 Everly Dr

C

San Diego, CA 92108

$1,549,000

Soft Appraisal Value: $1,536,600 · 0.8% above estimate

Beds

4

Baths

3.5

Sqft

2,299

Year Built

2025

Days on Market

50

Property Type

Townhouse

HOA/mo

$237

MLS ID

260010126SD

This property is in San Diego (92108). View neighborhood stats →

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About This Property

Every home in Everly at Civita looks great in the brochure. The difference is what's actually included in the price. This home comes with over $155,000 in upgrades already baked in: LVP flooring through every room and both staircases, whole-house Tuodated cabinetry, AZT D Terra quartz with a waterfall island edge, full-height tile surrounds, upgraded lighting in every single room, a hydrorail shower column in the primary bath. These are the upgrades most buyers don’t even end up adding at the design center because of design center prices. On top of that, the owner added electric blinds throughout, hardwired Wi-Fi and security, glass enclosures in all secondary baths, a custom primary closet build-out, professional TV mounts, and designer curtains. None of those appear in a builder's base price. The 12-foot stacked sliding door opens the great room onto an expansive deck built for San Diego evenings. Paid solar. And Civita itself delivers: lagoon pool, lap pool, spa, fitness club, game room, and a 14-acre park with a concert series, food trucks, and a splash pad. Compare the finishes. Compare the numbers. This one wins.

Mortgage Calculator

Est. Monthly Payment

$10,070

Principal & Interest$7,833
Property Tax$1,549
Insurance$452
HOA$237
%($309,800)
%

Location

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Investment Score

12D
Est. Monthly Rent
$6,574
Monthly Cashflow

Rent − PITIA

$-3,497
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,299

Mortgage (P+I)
$7,833
Cap Rate
1.19%
Cash-on-Cash
-24.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$14,755

NOI (Annual)
$18,398
Price-to-Rent

Lower = better for investors

19.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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