2600 Torrey Pines Road #A32
Atop 10%La Jolla, CA 92037
One license per person in San Diego: whether you can hold it depends on you, not only the home.
66 licensed short-term rentals within ½ mile (54 whole home), from the cities' license and permit lists of Nov 13, 2026.
5 short-term rental licenses on file in this 64-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$2,183/mo full cashflow at 20% down, 7.36% rate.
Works at $276,360 (51% under asking), or at 77% down.
Rent $3,520/mo from 22 leases of studio–2 bed condos & townhomes within 1 mi, same school area ($3,248–$4,978).
Beds
1
Baths
1
Sqft
848
Year Built
1966
Days on Market
46
Property Type
Condo
HOA/mo
$598
MLS ID
260023547SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Repair and improvement plan now in place! Significant progress already made toward resolving many of the property’s longstanding maintenance issues. The wheels are in motion, creating an exciting opportunity to get in now while pricing reflects the property’s current condition and benefit from the improvements/increased value when the work is completed. Nestled in La Jolla Shores, one of San Diego’s most sought-after coastal communities, this beautifully updated and thoughtfully appointed one-bedroom, one-bath condominium offers 848 square feet of spacious, light-filled living space. The top-floor location provides added privacy with no neighbors above, while dual-pane windows create a peaceful retreat. Resort-style amenities include a pool, clubhouse, and tennis courts. Just minutes from La Jolla Shores Beach, UC San Diego, UTC shopping and dining, and some of San Diego’s finest restaurants, this is a unique opportunity to own a premier coastal location while the property’s improvement plan moves forward.
Mortgage Calculator
Est. Monthly Payment
$4,425
Location
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Zoned Schools
Elementary
Torrey Pines Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,520
Comp Average
$2,980
6333 La Jolla Blvd
1bd / 1ba · 713 sqft · Condo
$699K
Est. $3,623/mo
3134 Via Alicante
1bd / 1ba · 691 sqft · Condo
$595K
Est. $2,733/mo
8548 Via Mallorca
1bd / 1ba · 691 sqft · Condo
$585K
Est. $2,640/mo
9263 Regents Rd
1bd / 1ba · 764 sqft · Condo
$600K
Est. $2,948/mo
9263 Regents Rd.
1bd / 1ba · 764 sqft · Condo
$628K
Est. $2,958/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
22 leases of studio–2 bed condos & townhomes within 1 mi, same school area · $3,248–$4,978
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,183/mo short at 20% down; 77% down or +$2,835/mo rent closes it.
- Break-even price
- $276,360
- Break-even rent
- $6,355/mo
- Cashflow at 35% down
- −$1,601/mo
- Down payment to break even
- 77%
- Rate to break even
- Not reachable
51% under asking
$2,835/mo above the estimate
$432,740 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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