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2574 Walking Stick

Ctop 80%

Chula Vista, CA 91915

$1,143,000

NEW — 1d

STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$5,071/mo full cashflow at 20% down, 7.36% rate.

Works at $479,381 (58% under asking), or at 85% down.

Rent $4,936/mo from 10 leases of 4-bed houses within 1 mi ($4,754–$5,315).

Beds

Baths

2.5

Sqft

2,392

Year Built

2001

Days on Market

Property Type

Single Family

HOA/mo

$137

MLS ID

260025958SD

This property is in Chula Vista (91915). Browse neighborhood analytics →

About This Property

***Private Pool Home in Eastlake Trails*** 2574 Walking Stick Ct is a 4 bedroom, 2.5 bath, 2,392 sq ft two-story home on a 6,558 sq ft lot. The backyard is the standout, with a private pool and a custom built-in BBQ area. Inside you'll find a two-story living room, a family room with French doors, a main floor den or office, and a primary suite with its own bath. Solar panels on the home. 3-car attached garage. Eastlake III community with neighborhood pools and trails, in the Sweetwater Union High School District. Minutes from SR-125, Otay Ranch Town Center and Eastlake Village Center.

Mortgage Calculator

Est. Monthly Payment

$7,920

Principal & Interest$6,306

Property Tax$1,143

Insurance$333

HOA$137

Down Payment

%($228,600)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Arroyo Vista Charter · grades K-8 · Chula Vista Elementary
Middle
Eastlake Middle · grades 7-8 · Sweetwater Union High
High
Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,936

Comp Average

$4,921

1485 Caminito Padova

4bd / 2.5ba · 2,310 sqft · Single Family

$954K

Est. $4,831/mo

2327 Trellis St

4bd / 2.5ba · 2,408 sqft · Single Family

$1.10M

Est. $4,940/mo

2288 Wander Street

4bd / 3ba · 2,496 sqft · Single Family

$1.15M

Est. $4,978/mo

2317 Wander Street

4bd / 2.5ba · 2,408 sqft · Single Family

$1.15M

Est. $4,917/mo

1724 Copper Penny Drive

4bd / 3ba · 2,491 sqft · Single Family

$1.15M

Est. $4,938/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

16C

Est. Monthly Rent

$4,936

10 leases of 4-bed houses within 1 mi · $4,754–$5,315

Blended 50/50 with the zip's market median ($4,998)

Monthly Cashflow

Rent − PITIA

-$2,983

Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,071

What would make this work?

$5,071/mo short at 20% down; 85% down or +$6,586/mo rent closes it.

Break-even price: $479,381
Break-even rent: $11,522/mo
Cashflow at 35% down: −$3,889/mo
Down payment to break even: 85%
Rate to break even: Not reachable

Mortgage (P+I)

$6,306

Cap Rate

1.56%

Cash-on-Cash

-26.62%

DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)

$17,784

Price-to-Rent

Lower = better for investors

19.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,071/mo