2327 Trellis St
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2327 Trellis St

Ctop 80%

Chula Vista, CA 91915

$1,100,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,770/mo full cashflow at 20% down, 7.43% rate.

Works at $478,944 (56% under asking), or at 83% down.

Rent $4,940/mo from 13 leases of 4-bed houses within 2 mi ($4,743–$5,427).

Beds

4

Baths

2.5

Sqft

2,408

Year Built

2007

Days on Market

82

Property Type

Single Family

HOA/mo

$125

MLS ID

PTP2606357

This property is in Chula Vista (91915). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this beautifully maintained, move-in ready 4-bedroom home in desirable Winding Walk! Ideally situated on a corner lot, this home offers extra outdoor space, added privacy, and a wonderful floor plan designed for both everyday living and entertaining. Step inside to discover a bright, inviting interior with a spacious open-concept kitchen and family room at the back of the home. The well-appointed chef’s kitchen features double ovens, a generous center island, and a breakfast bar, making meal prep and gathering with family and friends a breeze. Plantation shutters add a polished touch downstairs and in the primary suite. Upstairs, you’ll find four spacious bedrooms plus a convenient laundry room, providing plenty of room for family, guests, a home office, or hobbies. Recent improvements include fresh interior paint and new carpeting upstairs, giving the home an updated feel. The outdoor spaces are just as inviting. Enjoy the spacious backyard with a built-in BBQ and gas fire pit, perfect for relaxed evenings and entertaining. Around the corner, a charming courtyard patio and storage shed provide even more flexibility and functionality. Residents of Winding Walk enjoy an exceptional lifestyle with a beautiful clubhouse, pools, fitness center, and more, while the home’s convenient location puts shopping, restaurants, major roadways, and the 125 toll road close at hand. Add in great schools, and this home truly has it all! Mello Roos fees with only 5 years to go.

Mortgage Calculator

Est. Monthly Payment

$7,657

Principal & Interest$6,111
Property Tax$1,100
Insurance$321
HOA$125
%($220,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Camarena (Enrique S.) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

20C
Est. Monthly Rent
$4,940

13 leases of 4-bed houses within 2 mi · $4,743–$5,427

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,717
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,770

What would make this work?

$4,770/mo short at 20% down; 83% down or +$6,195/mo rent closes it.

Break-even price

56% under asking

$478,944
Break-even rent

$6,195/mo above the estimate

$11,135/mo
Cashflow at 35% down
−$3,624/mo
Down payment to break even

$913,000 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,111
Cap Rate
1.73%
Cash-on-Cash
-26.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$19,058
Price-to-Rent

Lower = better for investors

18.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,770/mo