1724 Copper Penny Drive
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1724 Copper Penny Drive

Ctop 80%

Chula Vista, CA 91915

$1,150,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$5,155/mo full cashflow at 20% down, 7.43% rate.

Works at $478,736 (58% under asking), or at 85% down.

Rent $4,938/mo from 10 leases of 3–5 bed houses within 1 mi ($4,887–$5,354).

Beds

4

Baths

3

Sqft

2,491

Year Built

2004

Days on Market

47

Property Type

Single Family

HOA/mo

$125

MLS ID

PTP2607254

This property is in Chula Vista (91915). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this beautiful house in Winding walk community. This charming property offers 4 bedrooms and 3 full bathrooms, in 2,496 square feet of thoughtfully designed living space, this home offers a main-level bedroom and full bathroom, perfect for guests or multi-generational living. laundry room also on the first floor, the family room has a fireplace. The remodeled kitchen featuring granite and a large center island, a separate dining room adds flexibility for both casual and formal gatherings. Upstairs retreat to the spacious primary suite with walk in closet and a open space for office or extra living space, two additional bedrooms and a full bathroom. The expansive backyard has been thoughtfully renovated to maximize usable outdoor space making it ideal for entertaining, cooking or just for relaxing. As a resident of Winding walk, you'll enjoy resort-style amenities including pools, clubhouse's, fitness center, and parks, all within reach of top rated schools, shopping and dining. Don't miss an opportunity to make this stunning house your ideal home forever!

Mortgage Calculator

Est. Monthly Payment

$7,999

Principal & Interest$6,389
Property Tax$1,150
Insurance$335
HOA$125
%($230,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Camarena (Enrique S.) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

15C
Est. Monthly Rent
$4,938

10 leases of 3–5 bed houses within 1 mi · $4,887–$5,354

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$3,061
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,155

What would make this work?

$5,155/mo short at 20% down; 85% down or +$6,695/mo rent closes it.

Break-even price

58% under asking

$478,736
Break-even rent

$6,695/mo above the estimate

$11,633/mo
Cashflow at 35% down
−$3,957/mo
Down payment to break even

$977,500 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,389
Cap Rate
1.55%
Cash-on-Cash
-26.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$17,770
Price-to-Rent

Lower = better for investors

19.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,155/mo