2372 Wander Street
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2372 Wander Street

Ctop 80%

Chula Vista, CA 91915

$1,049,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,380/mo full cashflow at 20% down, 7.43% rate.

Works at $478,736 (54% under asking), or at 81% down.

Rent $4,938/mo from 13 leases of 4-bed houses within 2 mi ($4,828–$5,525).

Beds

4

Baths

3

Sqft

2,496

Year Built

2010

Days on Market

48

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2608784

This property is in Chula Vista (91915). Browse neighborhood analytics →

Virtual Tour

About This Property

Fresh, bright, and move-in ready in the desirable Windingwalk community. This spacious 4-bedroom, 3-bath home offers approximately 2,496 square feet with an open, comfortable layout designed for everyday living and entertaining. Recent improvements include new laminate flooring, fresh interior paint, new baseboards, updated kitchen countertops and backsplash, refreshed kitchen and bathroom fixtures, and new lighting in the entry and dining areas. The kitchen opens naturally to the main living space, while the private, low-maintenance backyard provides a comfortable setting for relaxing, dining, or entertaining. Additional highlights include central air conditioning, a dedicated laundry room, and an attached garage. Windingwalk residents also have access to community pools, parks, walking trails, and other neighborhood amenities. Conveniently located near schools, shopping, dining, and major commuter routes. Select interior and exterior photographs have been virtually staged; corresponding photographs of the home’s current condition are included.

Mortgage Calculator

Est. Monthly Payment

$7,308

Principal & Interest$5,828
Property Tax$1,049
Insurance$306
HOA$125
%($209,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Camarena (Enrique S.) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

26C
Est. Monthly Rent
$4,938

13 leases of 4-bed houses within 2 mi · $4,828–$5,525

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,370
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,380

What would make this work?

$4,380/mo short at 20% down; 81% down or +$5,688/mo rent closes it.

Break-even price

54% under asking

$478,736
Break-even rent

$5,688/mo above the estimate

$10,626/mo
Cashflow at 35% down
−$3,287/mo
Down payment to break even

$849,690 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,828
Cap Rate
1.94%
Cash-on-Cash
-25.05%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$20,340
Price-to-Rent

Lower = better for investors

17.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,380/mo