21516 Harmony Village Dr
Btop 30%Escondido, CA 92029
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$3,692/mo full cashflow at 20% down, 7.36% rate.
Works at $491,882 (50% under asking), or at 75% down.
Rent $5,193/mo from 5 leases of 4-bed houses in 92029 ($4,390–$5,037).
Beds
4
Baths
3.5
Sqft
2,359
Year Built
2020
Days on Market
46
Property Type
Single Family
HOA/mo
$240
MLS ID
260023577SD
This property is in Escondido (92029). Browse neighborhood analytics →
About This Property
Stunning home in Harmony Grove Village, perfectly positioned with serene park views. Thoughtfully designed with high-end finishes and custom upgrades throughout. New luxury vinyl plank flooring flows throughout the home, while a stylish electric fireplace with a dramatic stone accent wall creates a warm and inviting living space. The versatile first-floor bonus room provides the perfect flex space for a home office, gym, hobby room, playroom, or optional 4th bedroom. The spacious primary suite offers a relaxing retreat with a large walk-in closet and well-appointed ensuite bath. Enjoy seamless indoor-outdoor living with a private upper patio and an expansive side patio featuring a grassy yard. The oversized garage boasts high ceilings and abundant storage space. Additional highlights include owned solar, an owned whole-house water softener and water treatment system, and a prime location within the highly desirable Harmony Grove Village community.
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Est. Monthly Payment
$6,879
Location
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Zoned Schools
Elementary
Bernardo Elementary · grades K-5 · Escondido Union
Middle
Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union
High
San Pasqual High · grades 9-12 · Escondido Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,193
Comp Average
$5,495
547 El Monte Road
4bd / 3ba · 2,353 sqft · Single Family
$1.05M
Est. $5,640/mo
3115 Bernardo Lane
4bd / 2.5ba · 2,212 sqft · Single Family
$1.05M
Est. $5,272/mo
1154 Via Valle
4bd / 3ba · 2,528 sqft · Single Family
$1.35M
Est. $6,276/mo
1463 Oak View Way
4bd / 2ba · 2,452 sqft · Single Family
$1.18M
Est. $4,912/mo
1451 Ventana Dr
4bd / 2ba · 2,283 sqft · Single Family
$1.55M
Est. $5,377/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
5 leases of 4-bed houses in 92029 · $4,390–$5,037
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,692/mo short at 20% down; 75% down or +$4,795/mo rent closes it.
- Break-even price
- $491,882
- Break-even rent
- $9,988/mo
- Cashflow at 35% down
- −$2,684/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
50% under asking
$4,795/mo above the estimate
$731,250 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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