1154 Via Valle
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1154 Via Valle

Ctop 80%

Escondido, CA 92029

$1,350,000

Pass at asking: -$5,485/mo full cashflow at 20% down, 7.36% rate.

Works at $632,404 (53% under asking), or at 79% down.

Rent $6,276/mo from 11 leases of 3–5 bed houses within 2 mi ($5,723–$7,243).

Beds

4

Baths

3

Sqft

2,528

Year Built

1973

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608911

This property is in Escondido (92029). Browse neighborhood analytics →

Virtual Tour

About This Property

Writing Enjoy beautiful eastern sunrises, expansive mountain vistas, and the tranquility of Escondido’s scenic countryside, all just moments from the conveniences and coastal attractions of North County San Diego. Offering a wonderful blend of character, space, and flexibility, this thoughtfully updated four-bedroom, three-bathroom home welcomes you with hardwood floors, soaring vaulted ceilings, and inviting spaces designed for everyday living and entertaining. An original adobe brick wall adds warmth and distinctive character to the living room, while the kitchen features granite countertops and elegant travertine flooring. With multi-generational living and versatility in mind, the lower level—with its own private entrance—opens up a world of possibilities. Create a home office, guest quarters, creative studio, or a separate space for extended family and friends. Part of this area is currently configured as a salon, offering a unique opportunity for a beauty professional to work from home, eliminate outside booth-rental expenses, and potentially generate additional income. The outdoor spaces are just as impressive. Designed for gathering, relaxing, and enjoying the Southern California lifestyle, the backyard features covered patios, a cozy fire pit, and a stunning infinity-edge pool and spa accented with craftsman-style stonework. A pool slide adds an extra touch of fun, while a separate backyard casita provides even more flexibility as a private retreat, workspace, or creative hideaway. Practical features round out the property, including two driveways, a two-car garage, drought-tolerant landscaping, and an owned solar system to help manage energy costs. Tucked away on a private road in a desirable Escondido countryside setting near Lake Hodges, this property offers a peaceful escape without sacrificing convenience. Enjoy nearby hiking trails, parks, shopping, dining, and top-rated schools, with I-15 approximately five minutes away for convenient access to San Diego and North County shopping destinations. When it’s time for a beach day, Cardiff, Solana Beach, and Moonlight Beach are approximately 30 minutes away. With its distinctive architectural details, adaptable living spaces, and resort-inspired backyard, this home offers a rare opportunity to enjoy country living with room to grow, work, entertain, and unwind. **Discover the possibilities and schedule your private showing today\!**

Mortgage Calculator

Est. Monthly Payment

$9,192

Principal & Interest$7,448
Property Tax$1,350
Insurance$394
%($270,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bernardo Elementary · grades K-5 · Escondido Union

  • Middle

    Bear Valley Middle · grades 6-8 · Escondido Union

  • High

    San Pasqual High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

21C
Est. Monthly Rent
$6,276

11 leases of 3–5 bed houses within 2 mi · $5,723–$7,243

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,916
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,485

What would make this work?

$5,485/mo short at 20% down; 79% down or +$7,123/mo rent closes it.

Break-even price

53% under asking

$632,404
Break-even rent

$7,123/mo above the estimate

$13,399/mo
Cashflow at 35% down
−$4,088/mo
Down payment to break even

$1,066,500 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,448
Cap Rate
2.02%
Cash-on-Cash
-24.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$27,328
Price-to-Rent

Lower = better for investors

17.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,485/mo