212 Pacific Street
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212 Pacific Street

D

Oceanside, CA 92054

$2,799,000
NEW — 0d

Beds

4

Baths

2.5

Sqft

2,600

Year Built

2025

Days on Market

0

Property Type

Townhouse

HOA/mo

N/A

MLS ID

NDP2604201

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Panoramic white water ocean views set the stage at this brand new modern beach home on Oceanside’s iconic Pacific Street, directly across from the sand and in the heart of it all. Opportunities like this are rare, a newly built coastal residence in one of the most walkable and sought after beachside locations in Oceanside. Just steps to the beach, this is one of two newly completed residences in a striking duplex. Purchase one or both homes to create a premier coastal compound with exceptional flexibility for investment, multigenerational living, or maximizing rental income. The other residence at 214 S Pacific St is also available under MLS #NDP2604203 This 4 bedroom plus bonus room or office, 2.5 bath home offers approximately 2,600 square feet of light filled living space with clean modern finishes throughout. The open concept main living area flows seamlessly to a spacious ocean facing deck, perfect for dining outdoors, watching surfers roll through, and taking in unforgettable sunsets. The oversized primary suite features a private balcony, retreat area, and walk in closet. Additional highlights include paid solar, ductless A/C throughout, a one car garage plus tandem covered parking, and a west facing ground level patio with more ocean views. Location is everything, and this one delivers. Just two blocks to the iconic Oceanside Pier, and a short stroll to Oceanside’s best restaurants, rooftop bars, coffee shops, and the weekly farmers market. With unbeatable proximity to the beach and vibrant downtown, this property is ideally positioned for strong short term vacation rental income while still offering an incredible full time coastal lifestyle. Take advantage of the opportunity to own in Oceanside, a coastal market on the rise with exciting growth, ongoing revitalization, and long term upside that is still within reach.

Mortgage Calculator

Est. Monthly Payment

$17,769

Principal & Interest$14,153
Property Tax$2,799
Insurance$816
%($559,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,947
Monthly Cashflow

Rent − PITIA

$-11,821
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,522

Mortgage (P+I)
$14,153
Cap Rate
-0.59%
Cash-on-Cash
-33.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.33
Break-even Rent
$26,105

NOI (Annual)
$-16,420
Price-to-Rent

Lower = better for investors

39.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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