114 Tremont Street
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114 Tremont Street

D

Oceanside, CA 92054

$1,585,000

Soft Appraisal Value: $1,528,800 · 3.7% above estimate

Beds

3

Baths

1

Sqft

800

Year Built

1922

Days on Market

47

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603761

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Rare opportunity to acquire a coastal commercial property with mixed-use potential in the heart of Downtown Oceanside. Located just two blocks from the iconic Oceanside Pier and beach, this highly walkable property offers immediate access to restaurants, coffee shops, shopping, nightlife, transit corridors and ongoing redevelopment. Situated on a rectangular parcel with valuable alley access, the site provides strong visibility, flexibility, and long-term upside in one of North County San Diego’s most dynamic coastal markets. The property is currently improved with a single-family residence, allowing for immediate use or interim income while future plans are explored. Well-positioned for investors, developers, or owner-users seeking a foothold in a high-growth, coastal downtown location, 114 S Tremont Street represents an exceptional Oceanside offering. Buyer to verify zoning, permitted uses, and development potential.

Mortgage Calculator

Est. Monthly Payment

$10,062

Principal & Interest$8,015
Property Tax$1,585
Insurance$462
%($317,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,521
Monthly Cashflow

Rent − PITIA

$-6,541
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,671

Mortgage (P+I)
$8,015
Cap Rate
-0.50%
Cash-on-Cash
-32.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$14,782

NOI (Annual)
$-7,880
Price-to-Rent

Lower = better for investors

37.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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