2308 Loker Way

2308 Loker Way

D

Oceanside, CA 92054

$1,799,900

Soft Appraisal Value: $1,790,700 · 0.5% above estimate

Beds

5

Baths

3.5

Sqft

3,255

Year Built

2025

Days on Market

25

Property Type

Single Family

HOA/mo

$199

MLS ID

250043636SD

Description

This new two-story home features a bedroom and bathroom off the entry, leading to a spacious and flexible open-concept layout adjacent to an inviting California Room for simple indoor-outdoor living. On the second floor, a versatile loft provides a shared living space near three bedrooms and a luxurious owner’s suite, complete with access to a full bathroom, walk-in closet and covered deck. Signal Point is a new community of single-family homes featuring spacious floorplans with large yards in coastal and modern designs, coming soon to Oceanside, CA. This community has a low tax rate and no Mello-Roos!

Mortgage Calculator

Est. Monthly Payment

$11,625

Principal & Interest$9,101
Property Tax$1,800
Insurance$525
HOA$199
%($359,980)
%

Investment Score

4D
Est. Monthly Rent
$7,858
Monthly Cashflow

Rent − PITIA

$-3,767
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,074

Mortgage (P+I)
$9,101
Cap Rate
1.35%
Cash-on-Cash
-23.58%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$17,046

NOI (Annual)
$24,322
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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