2098 Paseo Cultura
Btop 30%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,793/mo full cashflow at 20% down, 7.43% rate.
Works at $531,076 (48% under asking), or at 74% down.
Rent $5,487/mo from 8 leases of 3–5 bed houses within 0.5 mi, same school area ($5,308–$5,387).
Beds
4
Baths
3.5
Sqft
2,569
Year Built
2020
Days on Market
88
Property Type
Single Family
HOA/mo
$146
MLS ID
260019894SD
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Seller willing to give 15k concessions to buyer!!!!Welcome to 2098 Paseo Cultura! This spacious 4-bedroom, 3.5-bath two-story home offers an exceptional floor plan with a huge kitchen and living room, abundant natural light, and plenty of room to entertain. Three bedrooms and two bathrooms are located upstairs, while the downstairs bedroom and 1.5 bathrooms provide added flexibility for guests, an office, or multigenerational living. Step outside to a generously sized backyard with endless potential for entertaining, relaxing, and creating your ideal outdoor retreat. Conveniently located 1-minute walk from the neighborhood dog park, 5 minutes from the playground, and only 2 minutes from Fahari L. Jeffer Elementary School.
Mortgage Calculator
Est. Monthly Payment
$7,164
Location
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Zoned Schools
Elementary
Fahari L. Jeffers Elementary · grades K-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,487
Comp Average
$5,209
2019 Avenida Palomino
4bd / 3ba · 2,498 sqft · Single Family
$1.02M
Est. $5,388/mo
1248 Lorenzo Road
4bd / 3ba · 2,776 sqft · Single Family
$1.10M
Est. $5,553/mo
1434 Carpinteria Street
4bd / 3ba · 2,321 sqft · Single Family
$1.07M
Est. $4,788/mo
2070 Via Estancia
4bd / 3ba · 2,535 sqft · Single Family
$1.22M
Est. $5,546/mo
1440 Mulligan Hill Street
4bd / 4.5ba · 2,691 sqft · Single Family
$1.20M
Est. $4,772/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3–5 bed houses within 0.5 mi, same school area · $5,308–$5,387
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,793/mo short at 20% down; 74% down or +$4,927/mo rent closes it.
- Break-even price
- $531,076
- Break-even rent
- $10,414/mo
- Cashflow at 35% down
- −$2,726/mo
- Down payment to break even
- 74%
- Rate to break even
- Not reachable
48% under asking
$4,927/mo above the estimate
$758,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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