
1440 Mulligan Hill Street
Ctop 80%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$5,218/mo full cashflow at 20% down, 7.43% rate.
Works at $520,530 (57% under asking), or at 83% down.
Rent $5,291/mo from 8 leases of 3–5 bed houses within 1 mi ($5,273–$5,522).
Beds
4
Baths
4.5
Sqft
2,691
Year Built
2019
Days on Market
0
Property Type
Single Family
HOA/mo
$76
MLS ID
PTP2608236
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Two primary suites. Endless possibilities. An entertainer’s dream. Welcome to a home that makes an impression and gives you every reason to stay. Located on a quiet street in a desirable neighborhood, this move in ready, four bedroom, four and a half bath residence blends elegant living with a remarkably versatile layout. Two downstairs bedrooms include a spacious primary suite with a private en-suite bathroom, offering the convenience of main-level living. Upstairs, a second primary suite, an additional bedroom, and an expansive loft provide room to unwind, host guests, or accommodate multigenerational living with comfort and privacy. And then there’s the backyard. Gather for game day in the covered California room style retreat, complete with a TV and electric fireplace. Fire up the gas-connected grill, enjoy dinner outdoors, and settle in beside the separate gas-connected fireplace as the evening unfolds. From lively celebrations to quiet nights at home, this space makes entertaining feel effortless. Paid off solar, a brand-new storage shed, and two elementary schools within walking distance add everyday convenience to an already exceptional offering. With room to gather, space to retreat, and a layout that adapts to your needs, this Mulligan Hill Street home is ready for its next chapter.
Mortgage Calculator
Est. Monthly Payment
$8,293
Location
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Zoned Schools
Elementary
Muraoka (Saburo) Elementary · grades PK-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,291
Comp Average
$5,603
2098 Paseo Cultura
4bd / 3.5ba · 2,569 sqft · Single Family
$1.02M
Est. $5,530/mo
1248 Lorenzo Road
4bd / 3ba · 2,776 sqft · Single Family
$1.10M
Est. $5,606/mo
1020 Camino Prado
4bd / 3.5ba · 2,569 sqft · Single Family
$1.07M
Est. $5,572/mo
1236 Corte Mendi
4bd / 3.5ba · 2,815 sqft · Single Family
$1.15M
Est. $5,761/mo
2070 Via Estancia
4bd / 3ba · 2,535 sqft · Single Family
$1.22M
Est. $5,546/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3–5 bed houses within 1 mi · $5,273–$5,522
Blended 50/50 with the zip's market median ($5,175)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,218/mo short at 20% down; 83% down or +$6,777/mo rent closes it.
- Break-even price
- $520,530
- Break-even rent
- $12,068/mo
- Cashflow at 35% down
- −$3,968/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$6,777/mo above the estimate
$996,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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