1248 Lorenzo Road
Ctop 80%Chula Vista, CA 91913
Pass at asking: -$4,173/mo full cashflow at 20% down, 7.43% rate.
Works at $556,766 (49% under asking), or at 75% down.
Rent $5,553/mo from 8 leases of 4-bed houses within 1 mi ($5,455–$5,600).
Beds
4
Baths
3
Sqft
2,776
Year Built
2019
Days on Market
68
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2606724
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Welcome to *1248 Lorenzo Rd, Chula Vista, CA 91913, a spacious **4-bedroom, 3-bath home* offering *2,776 sq ft* of comfortable living space. Built in 2019, this home features *two living rooms plus an additional convertible space that can be transformed into an extra bedroom, providing flexibility to fit your needs. The generous floor plan offers plenty of room for entertaining, relaxing, and everyday living. The property also includes a **2-car garage* and is situated in the desirable Otay Ranch area of Chula Vista. Conveniently located near shopping, dining, parks, schools, and community amenities, this home offers the space, versatility, and location you've been looking for.
Mortgage Calculator
Est. Monthly Payment
$7,532
Location
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Zoned Schools
Elementary
Sonia Sotomayor Elementary · grades PK-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,553
Comp Average
$5,355
1506 Pershing Road
4bd / 4ba · 2,833 sqft · Single Family
$984K
Est. $5,259/mo
1494 Pershing Road
4bd / 4ba · 2,833 sqft · Single Family
$984K
Est. $5,259/mo
1236 Corte Mendi
4bd / 3.5ba · 2,815 sqft · Single Family
$1.15M
Est. $5,761/mo
1222 Sereno
4bd / 3ba · 2,789 sqft · Single Family
$1.15M
Est. $5,725/mo
1440 Mulligan Hill Street
4bd / 4.5ba · 2,691 sqft · Single Family
$1.20M
Est. $4,772/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4-bed houses within 1 mi · $5,455–$5,600
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,173/mo short at 20% down; 75% down or +$5,419/mo rent closes it.
- Break-even price
- $556,766
- Break-even rent
- $10,972/mo
- Cashflow at 35% down
- −$3,027/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$5,419/mo above the estimate
$824,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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