1434 Carpinteria Street
Ctop 80%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$4,395/mo full cashflow at 20% down, 7.49% rate.
Works at $500,174 (53% under asking), or at 79% down.
Rent $5,104/mo from 25 leases of 4-bed houses within 2 mi ($4,704–$5,098).
Beds
4
Baths
3
Sqft
2,321
Year Built
2021
Days on Market
0
Property Type
Single Family
HOA/mo
$72
MLS ID
PTP2608149
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Beautiful corner-lot property featuring PAID-OFF SOLAR PANELS, an open and spacious floor plan, and ample guest street parking! This home offers a full bedroom and bathroom downstairs, plus an upstairs loft ideal for a home office, playroom, or additional living space. Upgrades include laminate wood flooring throughout, a soft water system, reverse osmosis filtration with a separate alkaline water spout, and dual window shades throughout, offering both blackout and light-filtering options. The garage is fully finished with fresh paint and epoxy flooring. Additional features include a low-maintenance artificial turf yard, newly added succulents, and an upgraded shower featuring a high-end shower head with multiple body sprayers. The property also includes an additional garage refrigerator, deep freezer, and two large storage racks. Enjoy the convenience of a fantastic community offering pickleball courts, basketball courts, swimming pool, hot tub, gym, recreation center, and two neighborhood parks within approximately a block and a half. Conveniently located near shopping malls, restaurants, and freeway access. A wonderful opportunity to enjoy comfort, convenience, and an active community lifestyle! Agent owned property.
Mortgage Calculator
Est. Monthly Payment
$7,433
Location
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Zoned Schools
Elementary
Muraoka (Saburo) Elementary · grades PK-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,104
Comp Average
$5,352
2098 Paseo Cultura
4bd / 3.5ba · 2,569 sqft · Single Family
$1.02M
Est. $5,530/mo
2019 Avenida Palomino
4bd / 3ba · 2,498 sqft · Single Family
$1.02M
Est. $5,437/mo
1020 Camino Prado
4bd / 3.5ba · 2,569 sqft · Single Family
$1.07M
Est. $5,572/mo
1757 Clover Tree Court
4bd / 2ba · 2,177 sqft · Single Family
$975K
Est. $4,677/mo
2070 Via Estancia
4bd / 3ba · 2,535 sqft · Single Family
$1.23M
Est. $5,546/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
25 leases of 4-bed houses within 2 mi · $4,704–$5,098
Blended 50/50 with the zip's market median ($5,264)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,395/mo short at 20% down; 79% down or +$5,708/mo rent closes it.
- Break-even price
- $500,174
- Break-even rent
- $10,812/mo
- Cashflow at 35% down
- −$3,274/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$5,708/mo above the estimate
$845,300 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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