2075 Oro Verde
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2075 Oro Verde

Btop 30%

Escondido, CA 92027

$925,000
NEW — 0d

Pass at asking: -$3,644/mo full cashflow at 20% down, 7.43% rate.

Works at $450,601 (51% under asking), or at 77% down.

Rent $4,494/mo from 7 leases of 3-bed houses in 92027 ($4,940–$5,306).

Beds

3

Baths

2.5

Sqft

2,308

Year Built

1974

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026374SD

This property is in Escondido (92027). View neighborhood stats →

About This Property

Custom-built single-story home situated on over half an acre of private, serene grounds! This 3-bedroom, 2.5-bath home offers comfortable living, versatile spaces, and endless possibilities. Features include a spacious kitchen, inviting living room with fireplace, and an expansive family room with its own fireplace, ideal for entertaining or everyday living. The generously sized family room offers flexibility for multigenerational living, extended family, guests, or additional uses. The primary suite features an en-suite bathroom and French doors opening to the patio. Enjoy the expansive outdoor spaces, perfect for entertaining, gardening, recreation, or simply relaxing in your own private setting. Additional highlights include a newer roof and fully paid solar. With its generous lot, flexible living spaces, and peaceful setting, this property presents a rare opportunity to enjoy space, privacy, and endless possibilities to make it your own!

Mortgage Calculator

Est. Monthly Payment

$6,334

Principal & Interest$5,139
Property Tax$925
Insurance$270
%($185,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    L. R. Green Elementary · grades K-5 · Escondido Union

  • Middle

    Bear Valley Middle · grades 6-8 · Escondido Union

  • High

    Orange Glen High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

37B
Est. Monthly Rent
$4,494

7 leases of 3-bed houses in 92027 · $4,940–$5,306

Blended 50/50 with the zip's market median ($3,700)

Monthly Cashflow

Rent − PITIA

-$1,840
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,644

What would make this work?

$3,644/mo short at 20% down; 77% down or +$4,733/mo rent closes it.

Break-even price

51% under asking

$450,601
Break-even rent

$4,733/mo above the estimate

$9,227/mo
Cashflow at 35% down
−$2,681/mo
Down payment to break even

$712,250 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,139
Cap Rate
2.23%
Cash-on-Cash
-23.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$20,631
Price-to-Rent

Lower = better for investors

17.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,644/mo