205 Camlau Dr
Btop 30%Chula Vista, CA 91911
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,162/mo full cashflow at 20% down, 7.36% rate.
Works at $216,219 (57% under asking), or at 83% down.
Rent $3,029/mo from 11 leases of 2-bed condos & townhomes within 2 mi ($2,795–$3,142).
Beds
2
Baths
2
Sqft
1,125
Year Built
1987
Days on Market
0
Property Type
Condo
HOA/mo
$680
MLS ID
260026935SD
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
A private grassy backyard and single-level living set this ground-floor Summerwind condo apart in Chula Vista! The spacious 2-bedroom, 2-bath home features new windows throughout, luxury vinyl plank flooring, recessed lighting, crown molding, and A/C. The living room is anchored by a fireplace and opens through a slider to a covered patio and fenced lawn, ready for morning coffee or evening barbecues. The kitchen pairs granite counters with warm wood cabinetry, recessed lighting, under-cabinet lights, and stainless steel appliances, with a dining area just off the cooking space. The primary suite offers a walk-in closet, a sliding barn door, and an en-suite bath with a dual-sink vanity. The oversized second bedroom adds flexibility for guests or a home office, and refreshed tub/shower walls add a clean, updated feel. In-unit laundry keeps chores simple, parking includes a space in a detached garage plus an assigned spot, and the sparkling community pool is ready for warm San Diego afternoons. Hilltop Park, several schools, and Canyon Plaza shopping and dining are all close by, plus quick access to the 805. Move-in ready with key upgrades already done!
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Est. Monthly Payment
$4,078
Location
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Zoned Schools
Elementary
Cook (Hazel Goes) Elementary · grades PK-6 · Chula Vista Elementary
Middle
Hilltop Middle · grades 7-8 · Sweetwater Union High
High
Hilltop Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,029
Comp Average
$3,010
715 Paso De Luz
2bd / 2ba · 1,050 sqft · Condo
$489K
Est. $3,018/mo
812 Makani St
2bd / 2.5ba · 1,143 sqft · Condo
$595K
Est. $3,041/mo
765 Caminito Valiente
2bd / 2ba · 1,034 sqft · Condo
$573K
Est. $2,917/mo
717 Caminito Valiente
2bd / 2ba · 1,034 sqft · Condo
$573K
Est. $2,917/mo
787 Caminito Valiente
2bd / 2.5ba · 1,194 sqft · Condo
$620K
Est. $3,158/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2-bed condos & townhomes within 2 mi · $2,795–$3,142
Blended 50/50 with the zip's market median ($3,000)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,162/mo short at 20% down; 83% down or +$2,807/mo rent closes it.
- Break-even price
- $216,219
- Break-even rent
- $5,836/mo
- Cashflow at 35% down
- −$1,645/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$2,807/mo above the estimate
$414,170 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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