765 Caminito Valiente
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765 Caminito Valiente

Btop 30%

Chula Vista, CA 91911

$573,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,486/mo full cashflow at 20% down, 7.43% rate.

Works at $249,310 (56% under asking), or at 83% down.

Rent $2,917/mo from 8 leases of 2-bed condos & townhomes within 2 mi ($2,909–$3,006).

Beds

2

Baths

2

Sqft

1,034

Year Built

2002

Days on Market

89

Property Type

Condo

HOA/mo

$331

MLS ID

PTP2606172

This property is in Chula Vista (91911). Browse neighborhood analytics →

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About This Property

Beautifully updated and well maintained TownHouse in the desireable community of Sunbow! This 2 story home offers a functional and inviting layout, with the attached 1-car garage on the 1st level, and all the living space conveniently located upstairs. The property also includes an additional assigned parking space for added convenience. The spacious and bright floor plan offering a tastefully updated kitchen with newer appliances (included) and finishes complemented by newer flooring and carpet throughout, giving a fresh and modern feel. Just steps to the pool and playground area within the community, and minutes away from TOP rated schools, beautiful clean parks, recreation and major freeways. FHA and VA buyers welcomed!

Mortgage Calculator

Est. Monthly Payment

$4,254

Principal & Interest$3,183
Property Tax$573
Insurance$167
HOA$331
%($114,600)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Parkview Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Rancho del Rey Middle · grades 7-8 · Sweetwater Union High

  • High

    Otay Ranch Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

43B
Est. Monthly Rent
$2,917

8 leases of 2-bed condos & townhomes within 2 mi · $2,909–$3,006

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,337
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,486

What would make this work?

$2,486/mo short at 20% down; 83% down or +$3,228/mo rent closes it.

Break-even price

56% under asking

$249,310
Break-even rent

$3,228/mo above the estimate

$6,145/mo
Cashflow at 35% down
−$1,889/mo
Down payment to break even

$475,590 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,183
Cap Rate
1.77%
Cash-on-Cash
-26.03%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$10,121
Price-to-Rent

Lower = better for investors

16.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,486/mo