2020 Camino De La Reina #2302
Btop 30%San Diego, CA 92108
3 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 9, 2026.
No unit in this 59-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,188/mo full cashflow at 20% down, 7.43% rate.
Works at $184,957 (61% under asking), or at 88% down.
Rent $2,580/mo from 1 lease in this building (±1 bed).
Beds
1
Baths
1
Sqft
712
Year Built
1992
Days on Market
47
Property Type
Condo
HOA/mo
$566
MLS ID
260023378SD
This property is in San Diego (92108). View neighborhood stats →
About This Property
Welcome to this private, peaceful, and move-in-ready 1-bedroom, 1-bathroom top-floor residence in the highly desirable River Colony community. The bright, open-concept floor plan offers comfortable everyday living, complete with travertine and vinyl flooring, a real wood-burning fireplace in the living room, central A/C and heat, and a convenient in-unit washer and dryer. The kitchen features granite countertops, GE stainless steel appliances, a quiet dishwasher, soft-close drawers with ample cabinet storage, a deep sink with a dedicated filtered-water faucet, and an InSinkErator Quiet Series garbage disposal. The spacious bedroom also features a generous walk-in closet. Step outside to the large southeast-facing balcony, where you can enjoy scenic mountain views along with dedicated additional storage. River Colony offers resort-style amenities including a swimming pool, spa, fitness center, bike storage, clubhouse, and Wi-Fi lounge/library, plus one assigned parking space. Ideally located for an active, connected lifestyle, this walkable community is just steps from the scenic River Walk, shopping, dining, and the energy of nearby Snapdragon Stadium.
Mortgage Calculator
Est. Monthly Payment
$3,783
Location
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Zoned Schools
Elementary
Nipaquay Elementary · grades K-5 · San Diego Unified
Middle
Taft Middle · grades 6-8 · San Diego Unified
High
Kearny Digital Media & Design · grades 9-12 · San Diego Unified
or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified
or Kearny College Connections · grades 9-12 · San Diego Unified
or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,580
Comp Average
$2,512
7980 Mission Center Court
1bd / 1ba · 726 sqft · Condo
$375K
Est. $2,456/mo
1389 Caminito Gabaldon
1bd / 1ba · 726 sqft · Condo
$380K
Est. $2,433/mo
1605 Hotel Circle
1bd / 1ba · 700 sqft · Condo
$419K
Est. $2,547/mo
8023 Caminito De Pizza
1bd / 1ba · 726 sqft · Condo
$385K
Est. $2,433/mo
2150 Camino De La Reina
1bd / 1ba · 739 sqft · Condo
$473K
Est. $2,692/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building (±1 bed)
Blended 50/50 with a property-level estimate
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,188/mo short at 20% down; 88% down or +$2,842/mo rent closes it.
- Break-even price
- $184,957
- Break-even rent
- $5,422/mo
- Cashflow at 35% down
- −$1,699/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$2,842/mo above the estimate
$413,512 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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