
2004 Plaza Acapulco
Ctop 80%Chula Vista, CA 91914
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$12,620/mo full cashflow at 20% down, 7.36% rate.
Works at $723,760 (70% under asking), or at 98% down.
Rent $7,452/mo from 8 leases of 4–6 bed houses within 2 mi ($7,205–$8,028).
Beds
5
Baths
5
Sqft
4,983
Year Built
2009
Days on Market
1
Property Type
Single Family
HOA/mo
$207
MLS ID
PTP2608197
This property is in Chula Vista (91914). Browse neighborhood analytics →
About This Property
COMING SOON! Big spaces, pool days, and a little room to show off—welcome to 2004 Plaza Acapulco! Set on approximately 0.83 acres in desirable San Miguel Ranch, this beautiful five-bedroom home offers approximately 4,983 square feet of living space and plenty of reasons to stay home for the weekend. Inside, generously sized rooms give you space to spread out, gather, and finally buy that oversized sofa you’ve been eyeing. Two staircases add convenience, while two downstairs bedrooms offer flexibility for guests or everyday living. A casita currently used as an office makes working from home especially appealing. The beautifully appointed kitchen features high-end appliances and granite countertops, ready for everything from a quiet morning coffee to a dinner party that somehow ends with everyone gathered in the kitchen. Whether you’re an enthusiastic home chef or a talented takeout arranger, you’ll appreciate the setting. Outside, the sparkling in-ground pool takes center stage, surrounded by graceful palms and fruit trees that bring a little vacation energy to everyday life. Picture sunny afternoons, outdoor meals, and weekends where the biggest decision is another swim or another snack. With a lot this generous, there’s room to enjoy the outdoors and entertain in style. Fair warning: you may become the preferred host. Beyond your backyard, San Miguel Ranch offers a clubhouse, community pool and spa, fitness center, tennis court, basketball court, and playground. Nearby shopping and dining at The Shops at San Miguel Ranch keep everyday conveniences close, while access to SR-125 and connecting freeways helps you get wherever the day takes you. Beautiful spaces, a backyard made for enjoyment, and a sought-after Chula Vista location—this is a home with room for your plans and plenty of personality. Come for the space. Stay for the lifestyle.
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Est. Monthly Payment
$16,378
Location
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Zoned Schools
Elementary
Liberty Elementary · grades K-6 · Chula Vista Elementary
Middle
Eastlake Middle · grades 7-8 · Sweetwater Union High
High
Eastlake High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$7,452
Comp Average
$8,229
3176 Via Viganello
6bd / 6.5ba · 4,992 sqft · Single Family
$1.80M
Est. $9,068/mo

2788 Camphor Court
5bd / 5.5ba · 4,640 sqft · Single Family
$2.17M
Est. $7,734/mo
369 Bryan Point Drive
6bd / 7.5ba · 4,684 sqft · Single Family
$2.46M
Est. $8,353/mo
3032 Natureview Court
6bd / 6ba · 5,418 sqft · Single Family
$2.65M
Est. $8,532/mo

2827 Shenandoah
4bd / 4ba · 4,549 sqft · Single Family
$2.20M
Est. $7,459/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4–6 bed houses within 2 mi · $7,205–$8,028
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$12,620/mo short at 20% down; 98% down or +$16,389/mo rent closes it.
- Break-even price
- $723,760
- Break-even rent
- $23,841/mo
- Cashflow at 35% down
- −$10,163/mo
- Down payment to break even
- 98%
- Rate to break even
- Not reachable
70% under asking
$16,389/mo above the estimate
$2,327,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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