1983 Courage St

1983 Courage St

D

Vista, CA 92081

$850,000

Soft Appraisal Value: $841,300 · 1.0% above estimate

Beds

3

Baths

2.5

Sqft

1,357

Year Built

1998

Days on Market

9

Property Type

Single Family

HOA/mo

$213

MLS ID

260006595SD

Description

Welcome home to this charming, two-story home nestled within the gated community of Heritage & Legends at Vista Largo in the desirable Shadowridge area of Vista. This light and bright home features an open floor plan that seamlessly connects the living room, dining area, and kitchen—perfect for everyday living and entertaining. The living area boasts dual sliders that open to a serene backyard, creating an ideal indoor-outdoor lifestyle. Enjoy a safe, friendly neighborhood in a prime location near top-rated schools, shopping, dining, parks, walking trails and more. A wonderful opportunity to own in one of Vista’s most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$5,609

Principal & Interest$4,298
Property Tax$850
Insurance$248
HOA$213
%($170,000)
%

Investment Score

3D
Est. Monthly Rent
$3,657
Monthly Cashflow

Rent − PITI − HOA

$-1,952
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,502

Mortgage (P+I)
$4,298
Cap Rate
1.12%
Cash-on-Cash
-24.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$8,204

NOI (Annual)
$9,559
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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