1953 Emerald St
1 / 20

1953 Emerald St

C

San Diego, CA 92109

$3,995,000
NEW — 1d

Soft Appraisal Value: $3,784,200 · 5.6% above estimate

Beds

5

Baths

4

Sqft

2,556

Year Built

1952

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016498SD

This property is in San Diego (92109). View neighborhood stats →

About This Property

Exceptional Pacific Beach residence and/or investment opportunity just blocks from the sand! This unique property features a beautifully upgraded 5-bedroom, 3-bath main residence plus four newly built (2025) 1-bedroom, 1-bath ADUs, offering the perfect blend of coastal living and strong rental income. The main home is fully of upgrades, an open-concept floor plan, a lower-level game room, and a private outdoor hot tub—ideal for entertaining or relaxing after a day at the beach. Currently operating as a successful Airbnb, the home can be sold fully furnished, creating a true turnkey opportunity. Situated behind the main residence is a separate building with four modern ADUs, each offering approximately 328 sq. ft and on their own electric meters. Built in 2025, each unit is currently rented for $2,500 per month, providing immediate and reliable cash flow. Enjoy easy access to the beach, restaurants, shopping, and everything Pacific Beach has to offer. Exceptional Pacific Beach residence and/or investment opportunity just blocks from the sand! This unique property features a beautifully upgraded 5-bedroom, 3-bath main residence plus four newly built (2025) 1-bedroom, 1-bath ADUs, offering the perfect blend of coastal living and strong rental income. The main home is fully of upgrades, an open-concept floor plan, a lower-level game room, and a private outdoor hot tub—ideal for entertaining or relaxing after a day at the beach. Currently operating as a successful Airbnb, the home can be sold fully furnished, creating a true turnkey opportunity. Situated behind the main residence is a separate building with four modern ADUs, each offering approximately 328 sq. ft and on their own electric meters. Built in 2025, each unit is currently rented for $2,500 per month, providing immediate and reliable cash flow. Enjoy easy access to the beach, restaurants, shopping, and everything Pacific Beach has to offer.

Mortgage Calculator

Est. Monthly Payment

$25,361

Principal & Interest$20,201
Property Tax$3,995
Insurance$1,165
%($799,000)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$7,482
Monthly Cashflow

Rent − PITIA

$-17,879
Full Cashflow

Incl. vacancy, PM, maint, capex

$-22,929

Mortgage (P+I)
$20,201
Cap Rate
-0.82%
Cash-on-Cash
-34.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.30
Break-even Rent
$37,260

NOI (Annual)
$-32,736
Price-to-Rent

Lower = better for investors

44.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator