1876 Sefton Place
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1876 Sefton Place

Ctop 80%

San Diego, CA 92107

$2,990,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

This parcel holds a short-term rental license: Tier 2 (home share), through Mar 2027. It doesn’t transfer: a buyer applies for their own.

71 licensed short-term rentals within ½ mile (44 whole home), from the cities' license and permit lists of Nov 11, 2026.

Pass at asking: -$15,861/mo full cashflow at 20% down, 7.43% rate.

Works at $924,818 (69% under asking), or at 97% down.

Rent $9,225/mo from 10 leases of 3-bed houses within 1 mi ($8,340–$9,433).

Beds

3

Baths

3.5

Sqft

3,894

Year Built

1980

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026797SD

This property is in San Diego (92107). View neighborhood stats →

About This Property

A WATERFALL RUNS THROUGH IT. This is not your typical San Diego home. One of architect Rob Quigley’s early residential designs, this extraordinary property centers around a dramatic waterfall flowing through the heart of the home into a functioning swimming pool. Quigley, best known for designing San Diego’s iconic Central Library, created a residence where architecture, water, light, and indoor-outdoor living become part of the experience. Entertain on a grand scale, create a private wellness retreat, or transform the space into your own Ibiza-inspired escape. Bold, unexpected, and nearly impossible to replicate this is a home designed for someone looking for anything but ordinary.

Mortgage Calculator

Est. Monthly Payment

$20,473

Principal & Interest$16,611
Property Tax$2,990
Insurance$872
%($598,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Silver Gate Elementary · grades K-4 · San Diego Unified

  • Middle

    Correia Middle · grades 7-8 · San Diego Unified

  • High

    Point Loma High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

5C
Est. Monthly Rent
$9,225

10 leases of 3-bed houses within 1 mi · $8,340–$9,433

Monthly Cashflow

Rent − PITIA

-$11,248
Full Cashflow

Incl. vacancy, PM, maint, capex

-$15,861

What would make this work?

$15,861/mo short at 20% down; 97% down or +$20,599/mo rent closes it.

Break-even price

69% under asking

$924,818
Break-even rent

$20,599/mo above the estimate

$29,824/mo
Cashflow at 35% down
−$12,747/mo
Down payment to break even

$2,900,300 cash

97%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$16,611
Cap Rate
0.49%
Cash-on-Cash
-31.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.45

NOI (Annual)
$14,530
Price-to-Rent

Lower = better for investors

27.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$15,861/mo